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Personal Investments • Re: Making the decision to retire

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I’m 61 (wife 53 and already retired). No debt, no dependents.
MoneyGuide pro gives us a score of 86 with us living to nearly 100 (comfort zone is supposedly a score of 75-90).
Our initial pre-Medicare pre-Social Security withdrawal rate would be about 4.5%, but once those kick in it would likely be about 2.5%.

There is a lot to unpack here, so I want to narrow the purpose of this thread. For those of you who have retired, was it difficult to pull the trigger even if the data all pointed to a favorable outcome? I have a fear of running out of money that I can’t seem to shake loose.
If moneyguidepro is a paid service, I would stop it. This said because you seem to not trust it AND it should improve your cash flow.

Statistics: Posted by 4nursebee — Sat Oct 26, 2024 3:26 am



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