Thanks will read throughNo. I fixed it for you. Read this: https://www.physicianonfire.com/international-stock/, as well as similar articles on Whitecoatinvestor.
Oh this makes so much sense. I kept reading conflicting results. Much appreciated for explaining it.What defines tax efficiency is the dividend yield, the percent of that which is qualified (capital gains tax) vs ordinary (taxed as income), and to some extent the foreign tax credit. You will read things on Bogleheads about tax efficiency which do NOT apply to you - you make 800K/year which means your long-term capital gains rate is higher than the income tax most people here pay. For this reason, you should not hold TIPS, treasuries, or bonds (other than municipal bonds) in taxable account.
You will need to run the numbers yourself, but as a general rule, anything below the dashed line I added is going to need to be in tax-sheltered accounts; this is generally based on the dividends paid.
So is this an example of running the numbers? Thanks sorry for all the questions. It is very interesting.
Statistics: Posted by Mesonoxian — Thu Nov 21, 2024 6:34 am