I’m not clear on precisely what you did. Reduce equities upon retirement… then increase during retirement?I used the strategy but not because I thought I was getting something free. I did it to insulate myself from behavioral errors/risk. I have no doubt I left money "on the table" but my goal wasn't to end my life with the biggest pile.
I also used an aggressive small cap value tilt during accumulation. But I'm not sure I'd do it today; our situation was unique and conditions were different in the 1980s than they are today.
Thanks
Statistics: Posted by J295 — Sat Nov 30, 2024 7:40 am