Personal Investments • Re: Roth IRA 2025

... Should I just do a backdoor Roth even though I might not exceed the income limit?

Sure, you can use the backdoor Roth strategy, assuming you know what you're doing with IRS Form 8606.

Have you done a backdoor Roth before?
Do you know what the pro-rata rule is?
Do you have any existing traditional IRA balances?

https://www.bogleheads.org/wiki/Backdoor_Roth

Regards,

Statistics: Posted by retired@50 — Fri Dec 06, 2024 9:36 am

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