In my case it was not a matter of entering a bad password on my part, but rather aggressive fraud "detection" on the part of TD.I have realized this risk. Historically, it was simple to recover from a lockout. Treasury Direct's hours have always been unfriendly, but if you called at their convenience, they would help. It wasn't that bad. Beyou (above) faced more difficulty than I did.I have a mild fear that if an account gets locked for security reasons getting it unlocked will be a nightmare
Might be unjustified, but still…
I don't understand why I was suddenly targeted, but the form that I was required to get a signature guarantee at my bank was intended to clear up the issue, proving my ID. But then it took many weeks to "process" this form, meaning to accept the info on the form and unlock.
Hopefully few are targeted as having potential fraud, but if you are, they simply wont move quickly even after you jump though their hoops to prove your ID. This to me is a "create an emergency fund".
Statistics: Posted by beyou — Thu Feb 20, 2025 11:53 pm