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Personal Finance (Not Investing) • Re: Self-employed but cosigner on adult child lease

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So I’m in an unusual situation, at least for me.
Currently self-employed, no steady paycheck coming in.
That’s not a concern, but suddenly adult child needs me as a cosigner on their rental lease.
In the past, they had a small part-time job and was showing that as evidence.
Now, without that, they’re asking for me to cosign. But I have no pay stubs either!
How have other self-employed parents handled this situation?
Should I just show last year’s 1099? bank statement?
I want to be prepared for what the landlord asks.
Never been in this situation before as I was fully employed when getting mortgages on past homes, current home fully paid off.

Thanks in advance!
Cosigning covers more than just rent obligations.
Make sure you understand your liability exposure and are adequately insured. I would think your existing policies exclude liability assumed contractually ... which I think cosigning probably is contractually assumed liability.

Statistics: Posted by WalkingBackToHouston — Wed Mar 12, 2025 4:29 am



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