Yeah, if it doesn't work, I'm thinking of doing something similar. Or just using my old bank checking account exclusively for cash and the ATM. Probaby something I should have done a long time ago.Called today, and the script is exactly the same as cb474's-BNY sent me to Fidelity in Denver, they put in a work order. Said should happen in 5 days.
We'll see, but at this point, I am thinking it may have just been easier to open a second CMA and put $500 bucks in it, and fund it for international travel as needed and cancel the debit cards on the main CMA.
Of course, none of this would be necessary if banks took fraud more seriously, i.e. by requiring pin codes for every debit card transaction. It is kind of nonsensical that we live in a moment where every random website is more and more requiring two factor authentication (via SMS or an authenticator app), even some websites, in my experience, where there is very little risk involved if someone accesses my user account. And yet when it comes to having your checking account cleared out of thousands of dollars, not even one factor of authentication is required. What's up with that? (I mean, I have some answers, but it's still mind boggling.)
Statistics: Posted by cb474 — Mon Jun 10, 2024 5:46 pm