Thanks for the links. It seems Apple Pay protects one's data from being shared with merchants.My understanding is that your name might shared when tapping a physical card. (However another source suggests that it is now being blanked out on many physical cards).What information is shared during a card tap? Apparently a card dip shares track data, including cardholder name, as I cited upthread. Doesn't a card tap share the same info as a card dip?
Your name could also be shared using a chip payment or swiping the magnetic strip.
I believe that Apple Pay tap-to-pay transactions leave the name field blank. Though if you use a loyalty pass with Apple Pay, the merchant will know who you are. Also, the device account number should remain the same for the same card on the same device, so the merchant may be able to cross reference past purchases.
Really? I thought cardholder name is sent in such a transaction, per the following exchange:In EMV mode no magnetic data such as cardholder name is sent.
yes, PAN is on the EMV and readable. EMV is designed to reduce fraud and cloning, not protect against disclosureWait, even with an EMV transaction, the merchant still gets the card data? So it only protects against skimming attacks at the POS terminal, and nowhere else in the transaction processing or data storage systems?From the card itself, the Merchant gets the track data, which includes card number, expiration date, and cardholder name.
Statistics: Posted by zero_coupon — Wed Aug 21, 2024 6:54 am