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Personal Finance (Not Investing) • Re: Tax treatment of SPIA income when the source $ was from a 1035 exchange

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A 1035 exchange does not change the basis of your annuity. For each exchange, the basis information is transferred from the old policy to the new policy.

Thus, tax treatment is just as you understand it, exclusion ratio, etc.

Statistics: Posted by HueyLD — Tue Sep 03, 2024 8:47 am



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