I think you will want a larger emergency fund, considering you co-own a business that may or may not generate a consistent income. Perhaps 1 year of funds instead of 5 months. Then, max out tax advantaged accounts. Once the tax advantaged accounts are maxed out, and the emergency fund is full, invest in the taxable brokerage account.
From there, I wouldn't keep BND in the taxable account brokerage. Keep BND in the tax advantaged accounts and invest in equity funds. Target date funds will automatically move towards a higher allocation of BND similiars, so no action is needed there.
From there, I wouldn't keep BND in the taxable account brokerage. Keep BND in the tax advantaged accounts and invest in equity funds. Target date funds will automatically move towards a higher allocation of BND similiars, so no action is needed there.
Statistics: Posted by GarfieldBogle — Fri Sep 06, 2024 9:22 am
