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Investing - Theory, News & General • Re: Asset allocation for 70 year old with no IRA or 401K

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I am one of those self employed individuals, and after a divorce, only have a taxable account. In my case what percentage of bonds should I keep in my Portfolio. Considering that Bonds would be not be tax favored, would you go with a Muni index fund for bonds. Or go with a 90/10 stock to Bond Portfolio. Muni Bond tax free index funds are only paying 1.9% these days. Any help appreciated.
Probably you want at least enough fixed income so that you don't have to sell stocks during a crash, to get money to live.

Apart from that, it's hard to suggest an AA without knowing all your information. If you provide that using the format from this wiki link https://www.bogleheads.org/wiki/Asking_ ... _questions I'm sure that people on the forum will chime in.

Statistics: Posted by mhadden1 — Thu Sep 12, 2024 10:19 am



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