I’m trying to figure out health insurance for a baby coming in November.
From what I’m seeing, health insurance premiums are around 1,200 a month and then your responsible for the first 15-20k so you are about 30k in health expenses before ever using insurance
I came across one of these health sharing plans , 5k deductible per incident and about 7k in premiums per year for a family of 3
I’m leaning towards using the health insurance plan and then going cash/self pay for all the other baby and wife routine visits
The risk is that the health sharing plan might go insolvent but hopefully doesn’t.
Let me know your thoughts.
From what I’m seeing, health insurance premiums are around 1,200 a month and then your responsible for the first 15-20k so you are about 30k in health expenses before ever using insurance
I came across one of these health sharing plans , 5k deductible per incident and about 7k in premiums per year for a family of 3
I’m leaning towards using the health insurance plan and then going cash/self pay for all the other baby and wife routine visits
The risk is that the health sharing plan might go insolvent but hopefully doesn’t.
Let me know your thoughts.
Statistics: Posted by Andymoler58 — Fri Sep 27, 2024 9:03 pm