Personal Investments • Re: Questions about two "bonds"
1. Brighthouse Financial Inc. Jr. Sub. Deb. 2058 6.25% (BHFAL). My advisor bought about $35,000 worth at about 25.00. Currently trades at $21.19...2. Stifel Financial Corporation Senior Notes 5.2% due...
View ArticlePersonal Finance (Not Investing) • Re: Proving Cost Basis of Home
Did you pay for any of these costs by check? Do you still have bank statements or cancelled checks that show any of these costs?Statistics: Posted by Nahtanoj — Sun Feb 09, 2025 9:26 pm
View ArticlePersonal Consumer Issues • Re: I pulled the trigger on Acura ZDX AWD A-Spec
I drove one when they first came out. Great car, just not the technology of Tesla, but super deals. I own a 2018 Tesla S. Looking at the model 3 leases Saturday. $3000 down, $267/ month. Giving em...
View ArticlePersonal Finance (Not Investing) • Re: can college student contribute to roth...
I do not have business; I guess when i receive this 1099-misc, I was treated by the college that I was self employed? Then I will go ahead to fill schedule C and SE to get my "earned" incomeThank...
View ArticlePersonal Investments • Re: IUL to pay daughter's college tution
Stinky,What's the typical commission rate for an agent selling an indexed universal life (IUL) insurance policy?Statistics: Posted by Raymond — Mon Feb 10, 2025 9:23 pm
View ArticlePersonal Finance (Not Investing) • Re: Should I payoff an HOA Special...
Here is OP's post in 2023 when this first came up:viewtopic.php?p=7313031#p7313031It's a small (20 unit) complex. It seems like a lot but I can see how $4M doesn't go very far with the cost of labor...
View ArticlePersonal Consumer Issues • Re: What are you listening to now
Alone Again (Naturally) - Gilbert O'SullivanWho Says You Can't Go Home - Bon Jovi & Jennifer NettlesStatistics: Posted by enad — Mon Feb 10, 2025 9:26 pm
View ArticlePersonal Consumer Issues • Re: Eggs
What is the safe temperature that an egg white and egg yolk (if different)?When I make an egg at home it is usually a very warm yolk and non slimy white…… maybe slightly slimy around the yolk. When I...
View ArticlePersonal Investments • Re: Investments for the newborn: 529 / Roth IRA /...
The $18,000 gift “limit” (actually $19,000 for 2025) is not really a limit. That would be the lifetime gift exemption (just shy of $14 million in 2025). Gifts above $19,000 per year to an individual...
View ArticlePersonal Investments • Re: Best way to avg 10% annual return via Boglehead...
What’s my best shot at a 10% annual return via a 3 fund portfolio? I'd do nothing because it's not possible. Stocks will go up and down and 5 years is too short.Statistics: Posted by rob — Mon Feb 10,...
View ArticlePersonal Finance (Not Investing) • Re: Can I delete form 8615 (Kiddie Tax) in...
Thank you.I thought the different wording meant he could be both a dependent and not pay the Kiddie tax. For the dependency test, it asks if he "provided" more than half his support. For the Kiddie...
View ArticlePersonal Consumer Issues • Re: How long did your Bosch dishwasher last?
We’ve had ours about 10 years and recently had an E23 code but we were able to clear it by cleaning the filter and the drain line. It didn’t require service. Good luck!Statistics: Posted by cdc — Tue...
View ArticlePersonal Investments • Re: is this allocation too risky?
I would go heavier into individual stocksStatistics: Posted by JackBauer024 — Tue Feb 11, 2025 9:44 pm
View ArticlePersonal Investments • Any of these 457 Bond Funds "good enough"?
Hi all,I have the funds below to choose from for fixed income in my 457b. I'm looking for something similar to Total Bond. Would you go with any of these funds?Core Plus Bond / PGIM Fund - 0.318% "The...
View ArticlePersonal Investments • Re: please help with if we're on track to retire in 7...
What rate of appreciation are you projecting on the alternative investments? Bitcoin?What rate of appreciation are you projecting on your rental properties? How is the housing market in your...
View ArticlePersonal Investments • Re: I Bond Advice - Sell or Hold
Dink2win:Looks like a good plan to me...we sold our 0% fixed rate Ibonds earlier this year...and have to intention of ever buying again unless we get into the unlikely scenario of 0% interest rates...
View ArticlePersonal Investments • Re: Dealing with RSU "bomb" and taxes
Probably need more info like assets in tax deferred, taxable, yearly expenses, etc.If you sold all of your RSUs today and paid the taxes in one fell swoop, would you have enough to retire? If so, then...
View ArticlePersonal Finance (Not Investing) • Re: Energy Efficient Home Improvement...
You have to look at the spirit of the law. No one is going to write a thousand-page document to cover all the questions you can cook up.Statistics: Posted by gotoparks — Tue Feb 11, 2025 9:47 pm
View ArticlePersonal Consumer Issues • Domestic & General Appliance Contract -...
Typically I repair my own appliances and have never bought an extended warranty or service plan for an appliance.However, that may need to change; I'm seeking BH's experiences with Domestic and...
View ArticlePersonal Finance (Not Investing) • File tax without waiting for W-2C (HSA...
Hi,Due to mid-year job change (and a $200 contribution from my new employer that I didn't foresee), Fidelity (who was also my previous employer's HSA custodian), returned $500 (including my original...
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