Personal Finance (Not Investing) • Re: How to file multiple year's State...
QUESTION 2: If not, can I send them both in the same envelope? 2024 would be filed electronically anyway.A few years back I amended several years of both federal and state returns. The change carried...
View ArticlePersonal Investments • Re: Ibond as emergency fund
OP, what is the emergency that your relative is trying to address?From my own experience, it is rare that I need to have cash above $2K within one business day. For example, if I have a water heater...
View ArticlePersonal Investments • Re: Investments for the newborn: 529 / Roth IRA /...
Got it, good to know.Could you clarify this part? So, I invest new money in UGMA, it appreciates, and then when I sell inside UGMA (is it ok to do in UTMA as well?), I will pay no tax as long as total...
View ArticlePersonal Finance (Not Investing) • Career advice needed. Take new job offer...
I’m 39 years old and have been at my current company for 20 years. Location is Cincinnati, OH for context. This is the 2nd company I’ve ever worked for. Worked here part time all through college, full...
View ArticlePersonal Investments • Re: Time of day to buy or sell an index ETF?
Those ETFs are so liquid that it really doesn't matter. Just use a plain old market order and you'll be fine.Statistics: Posted by HawkeyePierce — Tue Feb 18, 2025 11:28 pm
View ArticlePersonal Finance (Not Investing) • Re: Career advice needed. Take new job...
That's a document and a half, sir.I would say in the end it's a wash. You will be stowing a % of the compensation for retirement as pre-tax or Roth. If you had a pension decision to make then it would...
View ArticlePersonal Investments • Re: 100 Baggers?
If you could share the next set of 100 baggers that would be helpful.-TheDDCStatistics: Posted by TheDDC — Tue Feb 18, 2025 11:37 pm
View ArticlePersonal Consumer Issues • Re: Severe Water Damage in Apartment with Baby [MA]
This approach is appealing. Looking at the winter rental market has been sobering. We will most likely pay a significantly (20%+) higher rent for something that's a lot worse for our family than the...
View ArticlePersonal Finance (Not Investing) • Re: Help me with loan math in excel please
I have a car loan with an initial loan date of 1/4/2025 for $15,918.45It is a 3-year loan at 2.19%, but the first payment is 2/18/2025 The monthly payment payment is $457.68When the first payment is...
View ArticlePersonal Consumer Issues • Re: Is Xfinity Mobile Safer Than US Mobile?
Thanks all — the links to US Mobile’s descriptions shared by cacophony indicate that US Mobile does offer a SIM locking feature. I guess that answers that question. I’ve got to investigate now whether...
View ArticlePersonal Finance (Not Investing) • Re: Contemplating taking a Federal...
When is your deadline to accept the severance? Easy for me to say, but I’d probably be taking home a nice parting gift and finding a higher paying gig or starting my own tax firm, either of which...
View ArticlePersonal Investments • Re: Should 22 year old new in the workforce contribute...
When you save 13% in a Roth or 19% in a traditional tax-deferred you still have the same after-tax spending. (numbers approximated and rounded).Think of it as Saving=Income-Consumption. You could also...
View ArticlePersonal Consumer Issues • Re: Water Filter for Tap Water
Big fan of Aquasana. They sell an inline filter that can be easily installed yourself. Better filtration and more convenient than pitchers. NSF certified to remove more contaminants than anything...
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Personal Consumer Issues • Re: useful life of 10 year old German car?
Sell it. Get an EV ASAP. https://insideevs.com/features/410039/b ... his-month/ Lots of great lease deals. Statistics: Posted by globalpatriot — Wed Feb 19, 2025 11:52 pm
View ArticleNon-US Investing • Re: Alternative brokers (other than IBKR) recommended for...
XTB broker seems incorporated in Belize but originated in Poland, they list they are regulated also in Poland, Spain, UK etc not very clear which authority you would fall under. Trade 212 has a clear...
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Personal Finance (Not Investing) • Re: Dental claim - Alternate Benefit...
Not sure your question is finance related? I agree things are messed up but perhaps you need to contact your elected officials to get the changes you need (or all of us need!). Take care and be well!...
View ArticlePersonal Finance (Not Investing) • Re: Switching brokers - WellsTrade
Leave one share behind.I want to close my Wellstrade accountMine was $95 to close. Tough to get around that if you won’t ask the new broker to cover it.Statistics: Posted by typical.investor — Thu Feb...
View ArticlePersonal Consumer Issues • Re: Going to the dealership tomorrow morning
If you are a member of Costco, you can check with them to find the Kia dealership in your area that they use for the "Costco" price which often includes other add-ons. For us it was a great deal and...
View ArticlePersonal Finance (Not Investing) • Re: UPDATE: TurboTax 2024 not transferring...
Looks like I will have to file the Desktop version and then appeal to the state (at least I can manually enter the charitable contributions in that version). I'm using the desktop version. Just an FYI...
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Investing - Theory, News & General • Re: Is there an over/under valuation...
Sorry to not answer, exactly, your question, but there is actually a really great tool, continuously updated in real time, that integrates all known human information available, both measurable and...
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