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Personal Investments • Re: Concerns About SIPC Coverage Limit

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typical bankruptcy, over 95% of assets are recovered. This means that 500k coverage in a typical bankruptcy will ensure that nobody ... under $10MM will lose any money.
SIPC info on how it works:
As an example, if the Trustee is able to recover 40% of customer assets and 60% of customer assets are missing, customers would be treated as follows:

Customer A has a claim for securities valued at $250,000. Customer A would receive his securities (or $250,000 in cash). 40% of the value would come from customer assets and 60% from funds advanced by SIPC.

Customer B has a claim for securities valued at $1,000,000. Customer B would receive securities valued at an amount of $500,000 (or $500,000 in cash) from funds advanced by SIPC. Customer B would also receive a distribution from customer property valued at $400,000 (40% of $1,000,000). In total, Customer B would receive $900,000, and would have a general creditor claim for the remaining $100,000.
https://www.sipc.org/cases-and-claims/h ... cess-works

Statistics: Posted by lazyday — Tue Nov 05, 2024 3:40 am



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