Personal Finance (Not Investing) • Re: Where do you bank and why? 2024 Edition
We use credit union, and chase. Chase offers instant transfer to certain institutions like fidelity. Interesting learn about discover 1% back on debit. Thanks.Statistics: Posted by sgm7091 — Mon Nov...
View ArticlePersonal Finance (Not Investing) • Re: Annual expense change in retirement
Our spending has ballooned since retirement, mostly due to luxury and expedition travel.Statistics: Posted by Cruise — Mon Nov 04, 2024 3:11 am
View ArticlePersonal Consumer Issues • Re: How Does Buying From Carmax Actually Work?
Can't answer on purchase, but I've sold a car there and it was so seamless I was happy with the delta against what I could've recouped selling it myself...Statistics: Posted by hunoraut — Mon Nov 04,...
View ArticleNon-US Investing • Re: Help needed to understand UK taxes on non earned income
Also it was mentioned that foreign income is reported separately but do the allowances or the tax rates differ at all? If the numbers in my example above were all coming from US based institutions...
View ArticlePersonal Finance (Not Investing) • Re: Should I pay-off my mortgage when...
Over 90% of the people will tell you not to do it because of rate of return, but you answered your own questoion - really like for this loan to just disappear. If you have an emergency fund and can...
View ArticlePersonal Investments • Re: Looking for advice for last decade before retirement
What do you know now that you wish you knew 10 years ago?I wish I had learned earlier that Roth 401k causes most people to pay unnecessary taxes.Statistics: Posted by steadyosmosis — Mon Nov 04, 2024...
View ArticlePersonal Consumer Issues • Re: Rice cooker recommendations?
Zojirushi. however, get a model that is made in Japan. If you go to their website, it will tell you by model which are made in Japan. I bought my mom the NP-HCC18XH last year and she loves...
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Personal Finance (Not Investing) • Re: Primer on Paying Taxes With a Credit Card
I used to pay with a Vanilla card sold in the pharmacy ($500) and using BoA Cash Rewards. They increased the fee from $5.95 to $7.95. It's not going to break the bank, but it's a bummer on my returns...
View ArticleNon-US Investing • Fund's assets segregation from management firm in EU
Hi everyone,I often read that a fund's underlying assets are segregated from its asset management firm, so that if the firm goes bankrupt the assets in the fund are safe and can be either moved to...
View ArticlePersonal Consumer Issues • Re: 5 Day Trip To London
Churchill War Rooms is a must visit. Stonehenge was kind of a disappoint to me (but the trip out to Bath is nice). Spend as much time as you can walking around Chelsea, Marylebone, and Notting Hill....
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Personal Consumer Issues • Re: Retrofit/removal of touch screens in cars?
There is such a thing as human factors/ergonomics. How the human interacts with the machine. It matters in aircraft design. Apparently it matters in warship design. And it should matter in cars, as...
View ArticlePersonal Investments • Re: Portfolio Ideas/How am I doing
Your portfolio is a bit messy and really would not align with my personal philosophy. 1) decide on your international equity allocation. If 30% for example then my default equity portfolio would be...
View ArticlePersonal Investments • Re: Concerns About SIPC Coverage Limit
typical bankruptcy, over 95% of assets are recovered. This means that 500k coverage in a typical bankruptcy will ensure that nobody ... under $10MM will lose any money.SIPC info on how it works:As an...
View ArticleNon-US Investing • Re: US Nonresident Aliens - Vanguard freezing legacy accounts
Apologies for the long posts.Absolutely none needed. More is better. Thank you for all of this.In short, on the call today and in writing, Vanguard insisted that we can continue to maintain the...
View ArticlePersonal Consumer Issues • Re: Instant Pots
Chicken Chile Verde - https://www.seriouseats.com/pressure-co ... rde-recipeThis is one of my favorite pressure cooking recipes.Outside of that I don't do stews/soups/sauce-heavy cooking often, so I...
View ArticlePersonal Investments • Re: investments for custodial Account
I would do 100% VOO or similar without hesitation. 8 years is a long timeStatistics: Posted by alexbogle — Tue Nov 05, 2024 4:03 am
View ArticlePersonal Investments • Re: 50 MILLION PORTFOLIO :)
If you are in your 20s, the best answer is 100% equities. S&P is like 30% tech - you don't really need a "tech" fund to be heavily weighted in tech. Bonds? In your 20's? That is not the easiest...
View ArticlePersonal Consumer Issues • Re: Buying Bed For Apartment
Unless someone else is paying or you can fit everything in your car does it make financial sense to move “disposable” IKEA furniture?Statistics: Posted by furwut — Wed Nov 06, 2024 3:39 am
View ArticlePersonal Investments • Re: Need help with allocation of funds
Didn’t realize you are a Federal employee. I suggest rolling over that Rollover IRA to TSP, and use the C fund, I fund and G fund instead using Duckie’s guidance. Substitute C for FSKAX, I for FTIHX...
View ArticlePersonal Investments • Re: How to invest your portfolio when rolling over a...
"Really sharp" - I have to laugh as my Dad and stepmom (not really - more my Dad's new wife) are older than you by a good amount. They use that term all the time and I know that it means they are...
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