Personal Investments • Re: Portfolio review request - late 50's
I hate to suggest doing anything hasty but if you are going to change your asset allocation I would be tempted to do it on Monday before the election on Tuesday just in case that has a big negative...
View ArticleInvesting - Theory, News & General • Re: I dont understand buybacks. Do you?
The price at which a company buys back shares matters. If a company buys back shares for less than they are worth (their “intrinsic value”) then that purchase is accretive to the value of each...
View ArticleNon-US Investing • Re: U.S. Citizen Moved to Spain > Maintaining...
I have never heard of this rule that you can't be buying MFs or ETFs if you live abroad, even if you're US citizen. Technically, the rule is that US mutual funds can only be sold to US residents. ETFs...
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Investing - Theory, News & General • Re: Cash is a terrible long-term...
Those arguing that MMF have lousy long term returns relative to nominal bonds should take a look at VGLT, Vanguard's Long Term Treasury ETF. Its current principal value is more than 5% less than it...
View ArticlePersonal Consumer Issues • Re: At home wifi coverage
We pay for a very high speed internet, and we purchased the wifi extender pods from the internet company for $200 I believe. They claimed this would expand the wifi signal throughout the home and even...
View ArticlePersonal Investments • Re: Investment Questions
You can simply move assets around within an IRA or within a 401k, if your IRA account or 401k account has choices. If your accounts do not have choices, you should be able to transfer your IRA to a...
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Investing - Theory, News & General • Re: International (Non-US) versus US...
Yet another instructive chart this time from WisdomTreeI think the diligent and undeterred US/international rebalancers among us can need some comforting after Trump's election induced yet another...
View ArticlePersonal Finance (Not Investing) • Re: [Split from "Fidelity as a one...
A compromise - which I'm going to go with - is to go back to the good old days: Keep your investing at Fidelity, but do your banking with a bank. Seems simple enough, at least if the problem is making...
View ArticleInvesting - Theory, News & General • Re: Historical perspectives on...
Perhaps you can go look for yourself.https://www.wsj.com/market-data/bonds?m ... subsectionWhy such an answer when I ask a legitimate question regarding: "yes, there has been a feeding frenzy in the...
View ArticleInvesting - Theory, News & General • Re: Why is determining a withdrawal...
Simple question that I am sure will have many complex answers that will hopefully give people some good insight into how they want to manage their withdrawals.Why is determining a withdrawal rate or...
View ArticlePersonal Finance (Not Investing) • Re: Should I file a home insurance claim?...
No. While Geico sold the policy, the policy is most likely issued by another company. Some are good, some terrible.Statistics: Posted by Mr. Rumples — Fri Nov 08, 2024 4:36 am
View ArticlePersonal Investments • Re: Hold stock through acquisition or sell
I own a fair amount of stock in Spirit Aerosystems, which is in the process of being acquired by Boeing. Should I hold the stock through the acquisition process or sell it now for a guaranteed profit?...
View ArticlePersonal Investments • Re: What are the options for fixed income?
...Will be doing something akin to a bond tent while waiting for social security to kick in at 70....I need pretty low volatility, and as much real return as I can get...Purchase a ladder of...
View ArticlePersonal Investments • Re: estate tax exemption [political comment removed]
Any thoughts on whether it is still worth pursuing a SLAT ?If I were in your position, I would certainly be talking to an estate attorney about it.Statistics: Posted by Boglenaut — Fri Nov 08, 2024...
View ArticlePersonal Investments • Re: How am I doing so far with my savings?
Trying to keep track of my finances and see where I am at. I want to retire early no later than 55 years old and my goal is to be around 4-5 million for retirement.Use this Monte Carlo tool to see a...
View ArticlePersonal Finance (Not Investing) • Re: Fed Health Benefits/Medicare/Plan Year
When you have both, in retirement, Part B is primary and FEHB is secondary. You want to research this for sure. Some FEHB plans “play nice together” with Part B and some do not. Three popular ones...
View ArticlePersonal Consumer Issues • Re: No-Dig Mailboxes?
This VA's rules on it: https://www.vdot.virginia.gov/media/vdo ... elines.pdfMy mail post was painted with stripes and had reflectors. But a plow will knock down most things. I once asked the county...
View ArticlePersonal Investments • Re: Too much 401k balance?
Speaking of SS - How is the amount calculated for an early retirement?It's convoluted, but here are some potentially helpful links.https://www.freefacts.org/resources/how ......
View ArticlePersonal Finance (Not Investing) • Re: Salary negotiation/career advice...
I'm likely not good at such things, never begged for a raise, barely switched jobs.If you are a key mover/shaker, go for it. Be prepared to take the job for less if they do not give you what you want,...
View ArticlePersonal Finance (Not Investing) • Re: Buying a medical practice… help me...
My wife is very soon purchasing a small medical practice with all cash and I’m trying to figure out how best to structure the purchase agreement. There is a price per active patient that also includes...
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