Very valid point. Then again, what are the chances (based on the spending pattern of @cb474, of course!) that more than 6 overdrafts will be required, per month, month-in and month-out?Withdrawals from savings accounts count towards the 6 transaction limit per month. That includes overdraft protection. My CU, Star One, offers much 3.25% without a dollar limit, but I'm still using the CMA due to lack of transaction limit and higher rates on MMFs.
I don't claim that DCU is a perfect replacement for CMA, but even with this 6-withdrawals limit it could be a viable alternative.
Statistics: Posted by lakpr — Tue Dec 10, 2024 10:23 am