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Personal Consumer Issues • Re: Passkeys and KeepassXC
I'm a huge fan of passkeys. FWIW I use 1password. I've found my passkeys all work cross-platform no problemo. I set them up on mobile, or on PC, and they work on both. I can even scan a QR code on my...
View ArticlePersonal Investments • Re: Tax-loss harvesting into 529 as contribution...
The 529 is for a kid who is 2 years old.Given the age of 2, I'd just be using stock index funds in the taxable account - and by extension in the 529 plan. When the child is older, say in another 10...
View ArticlePersonal Finance (Not Investing) • Re: [Split from "Fidelity as a one...
Withdrawals from savings accounts count towards the 6 transaction limit per month. That includes overdraft protection. My CU, Star One, offers much 3.25% without a dollar limit, but I'm still using...
View ArticlePersonal Finance (Not Investing) • Re: Roth conversion to top of 24% bracket
Unless I misunderstood your post, I think you’re mistaken. In Massachusetts, an estate worth more than $2M is taxed. Only a couple years ago, it used to be above $1M and then it was back to the first...
View ArticleInvesting - Theory, News & General • Re: Let's Talk SPX Box Spreads
SOFR is relevant. All short-term risk-free rates, fed funds, SOFR, implied options financing, implied futures financing (equities and treasuries), repo, should theoretically be equal or very close,...
View ArticlePersonal Investments • Re: Gifting a $100 I-bond to someone without a TD.gov...
The recipient only needs a Treasury Direct Account to receive the gift. You can purchase the gift, print the page from your Treasury Direct Account, and give the gift. Include instructions for...
View ArticlePersonal Consumer Issues • Re: Sablefish/Black Cod?
This fish is delicious and naturally sweet. We salt and pepper and put in in toaster oven at 350 degrees for 20 min-ish.Statistics: Posted by pkay — Tue Dec 10, 2024 10:25 am
View ArticlePersonal Investments • Re: TIPS % recommendation?...
For perspective, we are mid-60s with a 40/60 target allocation. Due to market gains, we're now running a bit hot on the stock side at 43%+.I just looked it up, and our inflation-protected fixed income...
View ArticlePersonal Finance (Not Investing) • Re: Engineers - when did your yearly raise...
OP,My opinion/observation which may or may not be relevant to you. As per engineers, it goes in tierA) Tier 1 -> Fresh grad to some experience -> 60K to 80KB) Tier 2 -> Experienced -> 80K...
View ArticlePersonal Investments • Re: Thoughts on bonds vs. cash
If BND drops 20%, that means interest rates have jumped 3-4%, meaning I am making even more money over time. And probably outperforming stocks.This applies only if you are living off the dividends and...
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Investing - Theory, News & General • Re: Comments on paper "The...
Skimming the introduction...from the paper: "The 4% rule has shown diminished effectiveness in recent years"What the heck does this even mean?!?! The question itself is...(words I care not to write or...
View ArticlePersonal Investments • Re: VD closing out VFSTX
VG is closing out VFSTX (ST Investment Grade). Should it be sold or wait to see what VD does with it?do you have a link to the announcement?Statistics: Posted by grok87 — Wed Dec 11, 2024 10:37 am
View ArticleInvesting - Theory, News & General • Re: Shiller PE now near 37 - 3rd...
It could be useful to temper one's expectations of getting high returns, I suppose, but I don't think too many Bogleheads PLAN on getting high or even average returns. We certainly hope to, but our...
View ArticlePersonal Finance (Not Investing) • Re: Can I empty mom's apartment?
Part of the task would be moving valuable items to a safe place, which concerns me less because they'd at least still be in our possession. But there's quite a bit of furniture and clothing that no...
View ArticlePersonal Investments • Re: Anyone Know Inside Story on Columbia India...
Once again, the ETF's TR performance is good as its 5-star rating attests. Here's its TR performance relative to other representative India ETFs (EPI, SMIN, PIN, INDA, GLIN) over the l last 5...
View ArticlePersonal Investments • Re: UPDATE (6 months later): Am i ready to call it quits?
Fun fact: MSFT almost 6x-ed in 1 year from 1986 - 1987 pre Black Monday (CAGR 454.45% in 1Y) yet MSFT was higher after the 1987 crash than at the start of that year... Amazing call you got 22%+ CAGR...
View ArticlePersonal Investments • Re: Wells Fargo Preferred L (WFC.PR.L) - Too Good To...
It strikes me that a good preferred may be a reasonable alternative to a bond in terms of providing an income portion to your portfolio. If one is looking to lock in a certain fixed yield, I'm not...
View ArticleInvesting - Theory, News & General • Re: Avoiding the temptation of...
The temptation to buy individual stocks will continue to be there as long as your colleagues continue to do well and discuss their success with you. Why not allocate a small portion of your portfolio...
View ArticlePersonal Finance (Not Investing) • Re: A good source of historical data for...
Can you point to specific cases or news stories about Aetna?This lengthy video is a deep dive into the differences between different medigap plan providers, premium increases, and the practice of...
View ArticlePersonal Consumer Issues • Re: What are you listening to now
Warren Haynes with Railroad Earth and Grace Potterhttps://youtu.be/XAhVcc89e_0?si=PvWMUwZgBdBDYuL8Statistics: Posted by bogles the mind — Thu Dec 12, 2024 10:53 am
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