Clearly you have made up your mind that this is a knowable outcome and nobody is going to convince you otherwise. I hope it works out for you, but you will be better off if you are wrong.Harmanic,
Assuming you need $3k to help pay the bills. Many do not. If you are going to end up putting that $3k in a taxable brokerage account, you might be better off sticking it in a Roth account.
The choice is between paying 3K in unnecessary taxes or get to spend it yourself. Why do you think paying 3K extra in taxes is a better idea?
I am still waiting for your explanation how OP can have a higher income at retirement.
KlangFool
Statistics: Posted by Harmanic — Wed Dec 18, 2024 11:59 am