Personal Finance (Not Investing) • Re: Umbrella Insurance Policy
In my case, a pond next to a public walkway. Since it is considered a "Attractive Nuisance", I carry an umbrella policy.Not bragging, but I've been called that. I have $1M coverage.Statistics: Posted...
View ArticleNon-US Investing • Re: [Italy] - My lazy portfolio, seeking advice
I was wondering how much of the growth would be deteriorated by the cost of hedging.The cost of hedging for a global aggregate bond ETF holding bonds in multiple currencies is about the sum of the...
View ArticlePersonal Consumer Issues • Re: Mouse + Ritz Cracker + Glue Trap in basement...
From my experience, one dead, decaying mouse does not produce too much of an odor. It will eventually go away. My mice seem to be able to eat the peanut butter off of 2 or 3 traps before the...
View ArticlePersonal Investments • Re: Fidelilty Advisor Pushing Annuities
At the closing of the meeting the advisor stated that the rates he quoted were only good for a short time so better buy now.Based on what you've posted, it's almost certain that the advisor was...
View ArticlePersonal Investments • Re: Help for Parents: Taxes on Sale of Stock
It might be too late for this year, but you can also have additional tax withheld from SS payments.My understanding is that you have until 15-Jan-2025 to make the fourth quarterly estimated tax...
View ArticlePersonal Finance (Not Investing) • Re: Fidelity non-prototype accounts
It would be like your individual account. They would just be holding the assets and letting the authorized person(s) buy and sell assets. They wouldn’t have any responsibility for the plan itself. You...
View ArticlePersonal Finance (Not Investing) • Re: Retirement: From where to pull and in...
I would do the SEPP from the IRA unless you are planning on a big charitable contribution. The taxable brokerage has advantages like step up in basis and CRT options. The IRA doesn't have those...
View ArticlePersonal Finance (Not Investing) • Re: Fidelity free/$5 Turbotax 2024
Thanks for this, I had forgotten I bought Deluxe at Costco last year so instead of fooling around at Amazon or looking around, I placed my Costco order. I had almost forgotten the $10 credit when it...
View ArticlePersonal Investments • Re: Portfolio Questions - early retirement with SEPP/Roth
PepperyOldsterYou need to consider adding sinking funds into your 35k/yr spending estimate. For my similarly low expenses (maybe a little bit higher) I added 4-4.5k/yr. Anyhow, You are looking at...
View ArticlePersonal Finance (Not Investing) • Re: Stages of retirement planning?
I think there is a phase 7, the "where did I put my teeth?" phase where the person that has to take over the finances wishes you had a simpler portfolio and done a better job telling them what they...
View ArticlePersonal Consumer Issues • Re: Realtor tried to talk me out of hiring an...
In my former line of work I moved a lot. Often very quickly. I considered my real estate investments to be one of the largest assets I owned. I ALWAYS had an attorney represent me at any real estate...
View ArticlePersonal Investments • Re: 401k or Roth 401k
Assuming you need $3k to help pay the bills. Many do not. If you are going to end up putting that $3k in a taxable brokerage account, you might be better off sticking it in a Roth account.Harmanic,The...
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Personal Investments • Re: Kiddie tax caculation
Understood.OP - adding to "luckyinlife" --Just yesterday, I tax gain harvested in the Grand's UTMA accounts. Their balance's are way past the $2600 limit. So I sold some so that the LTCG + Dividends...
View ArticleInvesting - Theory, News & General • Re: Slice and dice without tilting
- Doesn't automatically rebalance -- if you hold something like VT, you don't have to rebalance when international does well and US does less well, or vice versa. The more slices you make, the more...
View ArticlePersonal Finance (Not Investing) • Re: "We do better when our clients do...
To the original poster - you do know that Ken Fisher is a billionaire many times over, right? He didn't get to that level by being so generous with the monies he requires his marks (sorry, "clients")...
View ArticlePersonal Finance (Not Investing) • Re: Help me advise my wife with job issue
I’m disappointed by the disrespect being shown to the OP by certain posters upthread. He has a legitimate question/concern and is sincerely trying to help his wife and his family. Saying ridiculous...
View ArticlePersonal Finance (Not Investing) • Re: US Bank 4% Smartly Visa Credit Card
What is the SEC fee? Is this different from the 100 free trades you get?When ETFs or Stocks are traded in the US, there is a SEC fee that's assessed that's currently $27.80 per million dollars, or...
View ArticlePersonal Consumer Issues • Re: How do you utilize AI (artificial intelligence)?
I love m bogleheads, but most of posts here are chaff and I question if the posters actually use AI.Anyway, I run a non-profit and use AI all the time, which delivers near-professional work and only...
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Personal Consumer Issues • Re: What are you listening to now
It must be why I like Linda Ronstadt so much "There are two kinds of men in this world. Those with a crush on Linda Ronstadt and those who never heard of her."-Willie...
View ArticlePersonal Investments • Re: 529 Plan - Good idea for me?
Edit: dupe postsStatistics: Posted by Flashes1 — Thu Dec 19, 2024 12:13 pm
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