Investing - Theory, News & General • Re: The Final, Definitive Thread on...
After arranging standing instructions via phone and form. You must call every time you wish to ACH. The alternative is having a Citibank account and having that linked to the investment account (done...
View ArticlePersonal Investments • Re: Fidelity Margin Account
Yes, I believe you can do that, though buying and selling B could get you classified as a pattern day trader if you do it too often.https://www.finra.org/investors/investi ... ay-tradingStatistics:...
View ArticlePersonal Investments • Re: Asset Allocation - Age 55
Very helpful. Thank you.Statistics: Posted by Andydc69 — Fri Dec 20, 2024 12:20 pm
View ArticlePersonal Finance (Not Investing) • Re: Donating shares to DAF
You need to go to the originating broker. The recipient is very unlikely to know what lots were taken, because your lot information is irrelevant to them. Keeping track of lots is just an accounting...
View ArticlePersonal Finance (Not Investing) • Re: Mother passed - need some help making...
I am sorry for your loss, I hope you are taking care of yourself. As others have already suggested do not rush into a decision. The difference between current housing expense of $1938/mo vs $1500 to...
View ArticlePersonal Consumer Issues • Re: Drip coffee makers with less (or no) black...
And even then, the whole "sleep on hardwood floor" is certainly hyperbolic.Wrong again. I know people who have gotten rid of their mattresses for fear of mattress toxicity. There is a movement in this...
View ArticlePersonal Investments • Re: Wthdrawal Strategy: Divide By 30, Then Reduce by...
The last few years' withdrawals could be a huge amount of money ... you could just have it in cash. No-one says you must spend it all.Statistics: Posted by Lawrence of Suburbia — Fri Dec 20, 2024...
View ArticlePersonal Finance (Not Investing) • Re: Help me get over paying for private...
Hello, DS is applying Early Decision 2 to a D3 selective school with athletic support. The early financial aid pre-read based on CSS came back at nearly full cost at 77K/year. We have lived off of one...
View ArticleInvesting - Theory, News & General • Re: Now that long TIPS yields have...
Should I think about more TIPs? If so, why & in which account? Eg. VTIP fund in taxable?I'm still learning about TIPS, but everything I have seen says not to put TIPS into taxable due to the...
View ArticlePersonal Consumer Issues • Re: Whole house water filtering and softening system
I'm a bit of a water quality nerd. First thing I'd do is test and/or examine in detail your municipal water quality report. Do not trust the HD guy. I would go with this for testing:...
View ArticlePersonal Consumer Issues • Re: Appropriate Medicare choices for UHNW couple
You might be right, I have no idea. I haven't had to make this decision myself so I haven't done a super deep dive on it. But I do know that if just get Medicare A, or even if you get Medicare A, B,...
View ArticlePersonal Finance (Not Investing) • Re: Social Security - Spousal Benefits...
I dropped off for a while but should have posted an update - my apologies.After seeing the message on my wife's account, on August 26, saying that they had begun processing my wife for spousal...
View ArticlePersonal Finance (Not Investing) • Re: Good news! Congress repeals GPO and WEP
This comment makes me think that we need a thread clarifying the existing law…This comment makes me think the same.What do find inaccurate?WEP and GPO make sense and are there for a reason. OTW there...
View ArticlePersonal Finance (Not Investing) • QBI or Qualified Business Income deduction...
Please help me understand some of the nuances of this act and how I might best implement it.I am a small Sole Proprietor who grossed $23K this year. We are talking pennies here but I think the answers...
View ArticleInvesting - Theory, News & General • Re: how should I invest in bonds?
...-A bond trust specifically designed for “My-Company-Name-Here," run by BNY investments. In the description, it states: Invests in high-grade and medium-grade fixed income securities, such as US...
View ArticlePersonal Investments • Re: Does it make sense to pay expenses with savings to...
Don't waste any Roth space. Your older self will thank you for taking full advantage of the Roth space. Are you eligible for HSA contribution?TravelforFunStatistics: Posted by TravelforFun — Sat Dec...
View ArticlePersonal Finance (Not Investing) • Re: When and how will we see the results...
I'm wondering if anyone knows when this change might be implemented. (Not an educator myself, but a former FSO who was covered the first seven years of my career by the Foreign Service Retirement and...
View ArticlePersonal Consumer Issues • Re: What is wheel lock fee when you buy a car
I’m not being judgmental, but as someone who lead an intervention 2 weeks ago to remove my dad’s car keys from his possession- are you sure that it is safe for your mom to be driving? I ask because...
View ArticlePersonal Investments • Index Strategy Investing - Are They Worth It?
Hi guys,I've been approached by a non-captive broker-dealer financial company for a job. The company is called Dynamic Capital Financial Company that partner with A-rated fin companies like...
View ArticlePersonal Investments • Portfolio Review Request: Expecting First Child. Thank...
We are arts-subject high school teachers in the Los Angeles area, and we're expecting our first child in May and would like a general check-up. Our incomes will be reduced by 30-40% while we are on...
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