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Personal Finance (Not Investing) • Re: Timing of self-employed retirement...
I did it this year, so I hope so. Here's a post from Spirit Rider who sadly no longer posts here, but who I consider a definitive expert on all things solo 401(k), confirming that the properly filed...
View ArticlePersonal Finance (Not Investing) • Need help understanding income tax: credit...
My father passed away at the beginning of this year. We have been working with an estate attorney and our accountant to settle his estate and secure my mother's financial future. With the professional...
View ArticlePersonal Investments • Re: iShares iBonds
IBTE just terminated at $23.89, there's no guarantee about the $25 price.You know, I wonder about that myself for these newer funds holding just TIPs. (Ibte held treasuries, not corporate bonds)I...
View ArticlePersonal Finance (Not Investing) • Re: Can I empty mom's apartment?
It only makes good sense to use public storageMany go down that path. Have you priced public storage options recently? It ain't cheap. In fact, as a fiduciary, one would argue it is not fiscally...
View ArticlePersonal Consumer Issues • Re: Free (modest cost) things to enjoy in Kauai
I'm wondering why a more expensive island was chosen with a request for less expensive recreation, instead of vice versa? Have you already visited all of the other islands, so you are wanting to see...
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Personal Investments • Re: Fido advisor said I don’t need bonds at 34yo
Baffles me as well but cannot keep count of how many coworkers etc keep talking about their great dividend portfolios etc (not to mention all the individual stock picking). Are the high dividend...
View ArticlePersonal Finance (Not Investing) • Re: Is DIY replacing a...
What if the house was sold years later and the house burned down, again linked to some light switch a previous home owner installed 20 years ago?Might be a good question for your insurance agent. It...
View ArticlePersonal Finance (Not Investing) • Re: Zelle fraud lawsuit - anything users...
I almost fell victim to a zelle fraud The scammers called me from a BOA number telling me they were from the fraud department and informed me that someone had stolen 3200$ from me via zelle. They were...
View ArticlePersonal Consumer Issues • Re: Garmin DriveSmart 86 GPS Can I use it without...
Thanks! When I quckly Googled it at the rental car lot, I found that the 12v port was an extra cost option. But, upon a closer look, I find that it has 2 12v ports. Thanks again!Statistics: Posted by...
View ArticlePersonal Finance (Not Investing) • Re: Advice on pulling Money out of market...
.....cash out refi 1 rental property which would be 350K(bank will cash out 70% of value), the interest rate is about 6.5% and I can deduct the interest since it is a rentalAre you 100% sure that you...
View ArticleInvesting - Theory, News & General • Re: REGISTRATION FOR THE 2025...
5999.66Statistics: Posted by EnjoyIt — Mon Dec 23, 2024 12:52 pm
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Personal Finance (Not Investing) • Re: IRS Form 8606 Double Check
Line 6: 6,900 That makes sense. Thanks.Statistics: Posted by retiredjg — Mon Dec 23, 2024 12:53 pm
View ArticlePersonal Finance (Not Investing) • Re: Step up basis on estate to trust?
This might be a living/revocable trust that became irrevocable at death (thus generally getting a new tax basis). Or perhaps the next most likely scenario is that this was an irrevocable trust for...
View ArticlePersonal Finance (Not Investing) • Re: 401k match timing
If the match is deposited the following year, does it still count towards current year contributions for total contributions to 401k or it goes towards next year’s limit? For purposes of calculating...
View ArticlePersonal Consumer Issues • Re: ladder for 12 foot ceiling
Not directly responsive to your question, but feel obligated to post this.Do not know who will be changing the batteries, but be very, very careful. I have dealt over the years with more patients than...
View ArticlePersonal Finance (Not Investing) • Re: If I own a house for 30 years and I...
It is always preferable to replace everything. Crew is already up there, added cost is relatively small. They can inspect and repair subroof as needed instead of letting hidden problems worsen for...
View ArticlePersonal Consumer Issues • Re: gas stoves leak gas even when off?
Woah. For all of you worried about your modern gas stoves... I'm happily using and caring for your worst nightmare. I just had my 88 year old vintage stove (it's not an antique yet - it will be in 12...
View ArticlePersonal Investments • Re: Success rate for us to retire...
http://www.firecalc.com/firecalc can give you an idea of your situation. It is pretty simple to use. There are multiple tabs to enter your info. Give it a try. When questions arise, ask them in this...
View ArticlePersonal Investments • Re: Portfolio Review Check
Unclear as to desired allocations, I am certainly open to suggestions!Here's a good place to start learning about AA:https://www.bogleheads.org/wiki/Asset_allocationBut based upon your other...
View ArticlePersonal Investments • Re: $10M Windfall in 40s
Someone here did something similar. They invested 10M in Total World Stock MKT (equivalent to VT ETF), taking out 5-7% yearly.That's a solid plan, but it won't produce $500k of passive "income" each...
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