Yes, I did shop around a bit, the ones that have lower rate have a 2% origination fee. I started my application with third federal, my interest that I'm paying will drop by 200/month.Check the Bankrate.com site but some banks (and most credit unions) don't list there so you'll have to do some shopping. Every time I've checked Third Federal has the lowest mortgage and HELOC rates.Oh man. I used a mortgage broker that my realtor recommended and he charged me 2.5% origination fee and then it was prime + 0.25.
It was a divorce related heloc so I just wanted it done, but now I’m trying to find a good rate
Statistics: Posted by Starbase — Sat Dec 28, 2024 1:53 pm