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Personal Investments • Re: VT in taxable vs VTI + VXUS (for the long haul)

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If you want super simple, there are the new iShares lifepath retirement ETFs. They haven't distributed much or any gains and should be eligible for the FTC. They are fairly new though, so take that into consideration.

In my situation, the tax benefit of splitting vti and vxus isn't worth the loss of simplicity. For what it's worth, holding international stocks in a tax sheltered account means you miss out on the FTC, and people don't make a fuss about that.

Statistics: Posted by BackToSchoolDad — Sat Jan 25, 2025 7:04 pm



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