Personal Consumer Issues • Re: [What TV Show Have You Recently Watched?]
Just finished S1 of the UK version of The Traitors. We decided to watch it after the host recently was on The Graham Norton show and the entire couch was raving about it. I can honestly say its easily...
View ArticlePersonal Investments • Re: What percentage of your fixed allocation in...
I'm guessing most people not close to retirement would have 0% in TIPs but others nearing retirement would use them to at least bridge to social security. I've slowing been adding them and have maybe...
View ArticlePersonal Investments • Re: transferring Fidelity Wealth Management IRA to...
My wife and I are currently invested with Fidelity Wealth Management. I need advice on the best way to transfer my Fidelity Traditional IRA ( comprised of Fidelity Proprietary Funds) to Vanguard...
View ArticleInvesting - Theory, News & General • Re: How to think about bad investments
This sounds like some type of cognitive bias. Probably Loss Aversion. Maybe Anchoring or Framing. What is the value of the property? Well, whatever the market value is today. Does it matter what the...
View ArticlePersonal Consumer Issues • Re: Should we preemptively replace a working HVAC...
Best comfort/efficiency/noise/total cost of operation solution for us came from systems offered by Mitsubishi and Daikin. The Asian suitcase style variable speed blower and compressor systems, not...
View ArticlePersonal Finance (Not Investing) • Re: Can I afford a 1,150,000 house?
How old are you guys and how much retirement funds?Statistics: Posted by svho — Fri Jan 24, 2025 6:42 pm
View ArticlePersonal Consumer Issues • Re: How much do you spend a month on food?
Family of 5. Dallas area which I would consider HCOL. We spend about $1200 a month on groceries (sometimes more if need to fill up on Costco meats). About $500 a month on dining out. We only buy...
View ArticlePersonal Finance (Not Investing) • Re: Where to keep money for a house build?
a few minor ones. 1. You'll have to pay federal taxes on the interest. If in a high tax bracket consider one of the cheap muni money market funds.2. You're forgoing for returns that are more than the...
View ArticleInvesting - Theory, News & General • Re: What are your thoughts on this...
Another of the author's good calls from 2014:https://www.marketwatch.com/story/the-s ... 2014-08-08Also, VUG is up 50% since November?! What?!35% of VUG is AAPL, MSFT, and NVDA. So since nvidia is out...
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Personal Investments • Re: Portfolio health check-up for 32M and 36F
You may not want the total bond fund and reit fund in your taxable account given your tax bracket.That's because bonds and REITs produce a lot of dividends, and dividends are taxed as ordinary income,...
View ArticlePersonal Investments • Re: VT in taxable vs VTI + VXUS (for the long haul)
If you want super simple, there are the new iShares lifepath retirement ETFs. They haven't distributed much or any gains and should be eligible for the FTC. They are fairly new though, so take that...
View ArticlePersonal Finance (Not Investing) • Re: Notice of adverse action new car
I paid cash for last two vehicles, no credit inquiry. My credit is frozen.If you paid cash for a car this credit blip is not going to make much difference in your world.Moving forward, freeze your...
View ArticlePersonal Finance (Not Investing) • Re: What is the cheapest option to get...
Talk to your insurance agent. Do they have a grace period for you to pay and reinstate the policy? Will they allow you pay premiums for them to backdate the policy (with the understanding there's no...
View ArticlePersonal Finance (Not Investing) • Re: Conflicting Answers on Inherited IRA...
My conflicting answers are still conflicted. I've received multiple answers and they are all different. Overall, I have to trust the tax advisor answer - which is no RMD. If you have to go with one of...
View ArticlePersonal Investments • Re: 1st RMD at VG. Explain how to specify a tax % for...
Exchange to another fund, Refill the dollar amount in the tIRA (a bit of a bug),Yeah, I noticed this last night when I tried it, about refilling the amount.choose your taxable account and then the...
View ArticlePersonal Consumer Issues • Re: Car question
Good points. I think a discussion with she who must be obeyed is in order. The primary car is in fact getting up there and might be a good candidate for becoming the backup. I am becoming increasingly...
View ArticlePersonal Finance (Not Investing) • Re: Quicken Classic Premier sub
My question is if I purchase from the 3rd party, I am actually purchasing the s/w (electronic d/l). Would I be able to use the purchased key to update my current installation? Or would I need to save...
View ArticlePersonal Finance (Not Investing) • Re: Social Security "rounding down"
...seems weird if they pay you six dollars less, but base your SS 1099 income as the $6. higher amount.Her SSA-1099 will reflect what she actually received, not some intermediate benefit calculation...
View ArticlePersonal Consumer Issues • Re: Slim wallet recommendation that can fit cash
I would highly recommend SecrId. I have for two years and love it. It offers RFID protected case for credit cards. I would buy in in a heartbeat again....
View ArticlePersonal Finance (Not Investing) • Re: Cleaning up a parent's financial mess...
He might have personal liability for a variety of business accounts. The ones that jump to my mind the most common ones would be business credit cards that are linked to his personal social security...
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