Being a sceptic is helpful in most cases but there are exceptions.
Since we’re discussing the OP’s signature, I think 85% VOO is fine but disagree with “don’t believe nobody because nobody knows nothing.” Counterpoint: Jack Bogle.
(I’m assuming tips is part of bnd or cash.)

Yes Tips is part of the cash that is easily liquified.
Statistics: Posted by ebeb — Sun Feb 16, 2025 11:03 pm