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Personal Finance (Not Investing) • Re: Hit by a Truck - Disappointing Experience with insurance company

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Did your Travelers Agent offer to have them start the repair process and subrogate against the at-fault party? (Isn't that what you pay them for?). If they get fully reimbursed by the at-fault party's insurer, woudl they still raise your rates? (your agent shoudl be able to answer that simple question. If not, I'd find a new agent when this is over.)

Has anyone offered you a rental for the duration of the repair?


To answer your question, no experience with Travelers, and live in CA, where state law is clear: an insurer cannot raise my rates if not at-fault. So, I always file thru my carrier and make them deal with the other guy's insurance.

Statistics: Posted by Big Dog — Tue Jul 02, 2024 9:49 pm



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