Personal Consumer Issues • Re: What Movie Have You Recently Watched?
Barry Lyndon. Synopsis: Acclaimed adaptation of William Makepeace Thackeray's novel, in which a likeable young Irishman changes into a conniving, manipulative rogue. The protagonist finds himself...
View ArticlePersonal Investments • Re: Gifting low basis stock or cash to children
It could, but you'll likely owe gift taxes.Maybe if you are giving them $30 million in stocks you would owe gift taxes.Statistics: Posted by toddthebod — Mon Jul 01, 2024 9:38 pm
View ArticlePersonal Consumer Issues • Re: Shrinkflation in band-aid pad size?
I don't think it's shrinkflation. In fact, putting my manufacturing engineering hat on for a moment, I think the band-aid with the edge margin of the adhesive strip around the absorbent pad probably...
View ArticlePersonal Investments • Re: Lost about $200k in stock market now what?
Ok hi everybody -How are you? I am great but a bit unhappy. In the past 4 years I lost ~200k in the stock market due to some poor choices. Think penny stocks of the day, selling too early, buy lots of...
View ArticlePersonal Finance (Not Investing) • Re: Interesting estate situation
Sad sister would do that. Years ago my aunt and my dad changed the ownership of grandmas farm to themselves jointly inadvertently with rights of survivorship. Years passed. Dad died first. When...
View ArticlePersonal Investments • Re: Delay taxes with below par value bonds?
Hi,For sake of simple math, lets assume that the 10 year treasury note is yielding 5%.Lets say I want to invest in a 5% bond for ten years. But I want to delay my taxes as much as possible and I want...
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Personal Finance (Not Investing) • Re: Question about option trading
I am just trying to learn this particular oneIf I were to buy this option I am buying min 100 shares right? Then the minimum I have to pay is approximately 100x122=$12,200Expiration is December 18,...
View ArticlePersonal Investments • Re: Cash v Stocks when you are income challenged
I'm wondering about the need to keep income low? Is it something beyond things like ACA subsidies, IRMAA, etc.?It is mostly ACA related. Not so much this year or the next, but potentially in...
View ArticleInvesting - Theory, News & General • Re: Roth IRA what to invest in and how
At $40,000 in income, after the standard deduction, you're in such a low tax bracket that it makes total sense to ho the Roth route.Low is still more than zero. If the expectation is paying 0% in...
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Investing - Theory, News & General • Re: Trading Treasuries (nominal and...
Here's the transaction record: Symbol 91282CCA7Symbol description UNITED STATES TREAS NTS SER X-2026 0.12500% 04/15/2026Shares +50,000.000Price 95.835Amount -$56,076.95Interest $27.37Settlement date...
View ArticlePersonal Finance (Not Investing) • Re: Hit by a Truck - Disappointing...
Did your Travelers Agent offer to have them start the repair process and subrogate against the at-fault party? (Isn't that what you pay them for?). If they get fully reimbursed by the at-fault party's...
View ArticlePersonal Consumer Issues • Re: Discover Airlines - Any Feedback?
The airlines don't release statistics on the new hires, so we don't know if most first officers are ex-military and very experienced pilots. We just know that 30% of the pilots are new.Luckily I’m...
View ArticlePersonal Finance (Not Investing) • Re: At what net worth or income should one...
I also started to wonder this question for a while. What complicated the issue is that after covid, air travels become much more expensive. And a $10K ticket sounds really too high when I recalled it...
View ArticlePersonal Finance (Not Investing) • Re: Do banks check the signatures on checks?
No. they don't. I had a check cashed last year at PNC. Mobile deposit. On an old check with an address I had moved away from 9 years ago. I destroyed unused checks with that address. My only guess is...
View ArticlePersonal Investments • Does AA include Emergency Cash and Current Budget?
Kind of a newbie question:Do you include a) emergency cash and b) your current year’s budget in your asset allocation (AA) percents? Obviously as you spend, the AA percent would change on that alone,...
View ArticlePersonal Finance (Not Investing) • Re: Anyone with personal experience being...
Vanguard will know you're dead long before the executor contacts Vanguard.How do they find out?It takes a while to be appointed executor and to get death certificate.As I recall, the above took only a...
View ArticlePersonal Investments • Re: Vanguard is threatening forced transition within...
Apparently it is not uncommon to screw up the transition, so having one's hand held through it, may be advisable. Thanks.Yes, we recently transitioned two mutual fund accounts from the old platform to...
View ArticlePersonal Investments • Re: Small cap lagging large cap in portfolio
I am 50% invested in large cap and 50% small cap for my 401(k). The crazy difference in return the last quarter has me nervous and wanting to rebalance my portfolio. I don’t want to rebalance now and...
View ArticleNon-US Investing • Re: Where Should a Bolivian hold ETFs?
How was she able to buy real estate?I guess she comes from a wealthy enough family that she can do that? Can't anyone buy real estate in the US?Evidently she receives rent through Zelle. She pays an...
View ArticleInvesting - Theory, News & General • Re: International (Non-US) versus US...
Whether one regards oneself as failure or success, is also subjective. Smith over there may have been born with a severe birth defect. He works a minimum-wage job, supplemented by public assistance....
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