Personal Finance (Not Investing) • Re: Vanguard App feature: depositing into...
If you want to be really safe, deposit it into your local bank and then transfer the funds in. . .I curious about just what are you needing to be "really safe" from?A real risk might be...
View ArticlePersonal Finance (Not Investing) • Re: When Can We “Actually” Retire?
OP,A) You should max up both Trad 401K.B) Then, use the tax savings to max up the Roth IRAs.KlangFoolI spoke about this in a past post, but basically my state doesn’t recognize the TSP (federal gov...
View ArticlePersonal Investments • Re: Is an AUM Fee a Taxable Withdrawal
No it is notInteresting, thanks.Not to beard the IRS lion, but why not ?Addendum: Google says the AUM fee part that is related to the IRA is an investment expense26 USC 408:(d)Tax treatment of...
View ArticlePersonal Investments • Re: BAM investor
People are splitting hairs. Your portfolio is poor, not representative of the market, and you’d be better off with a simple 1, 2 or 3-fund Boglehead portfolio. Run away from your...
View ArticlePersonal Consumer Issues • Re: Timing on replacing 18 year old well pump
What is the best brand and most reliable well pump?Most known and used, the "gold standard". traditional pump not constant pressure not variable?jStatistics: Posted by Sandtrap — Wed Jul 03, 2024...
View ArticlePersonal Investments • Re: Is an AUM Fee a Taxable Withdrawal from an IRA ?
I think IRA fees are consider part of the IRA's operation. Advisors are not part of the IRA operation. Whenever the advisor fee is charged to my mom's account, it comes from taxable or from the...
View ArticlePersonal Finance (Not Investing) • Re: File Car Insurance Claim through my...
Hi All,I was rear-ended in a no-fault state (NJ) and I am getting/reading conflicting information as to if I am better off filing a claim through my insurance or wait till I get the insurance of the...
View ArticlePersonal Consumer Issues • Re: Need some car guru feedback -- Should I call...
The sales tax alone on a new car is more than $1000. Find a shop person that really specializes in Civics and get a trusted professional reading on things.Statistics: Posted by daleddm — Wed Jul 03,...
View ArticlePersonal Finance (Not Investing) • Re: I feel like I cannot afford where I...
Overall, you are doing great.However, your perception of needing $1M by age 40 is flawed. Well, my actual 401k contribution is just 10% of my base salary which is about $14.5k. The other $7k comes...
View ArticlePersonal Investments • Re: Small cap lagging large cap in portfolio
Thank you all for your responses. I now know the difference between rebalancing and asset allocation. My plan doesn’t offer a total market fund but it offers a target date fund. I feel like once I get...
View ArticlePersonal Investments • Re: Am I making mistakes in my 401k/roth allocations?
...Well, the SPY isn't a single stock right - but I know what you're saying, if the market crashes I'm quite exposed. Is there a general consensus on a safer allocation at each age range? Would it...
View ArticlePersonal Finance (Not Investing) • Re: How can I close my Solo 401(k)?
Thank you for all the responses.In addition to the responses, I found a Vanguard checklist of how to terminate your Individual 401K plan. https://personal1.vanguard.com/pdf/s550.pdfSo I’d like to put...
View ArticlePersonal Investments • Re: Platforms Like M1 Finance, fractional etfs and...
- utilizes new money in to attempt to keep a balanced portfolio based on allocation in the pieI have no idea how M1 manages to still be the only one offering the dynamic rebalancing with new money...
View ArticlePersonal Finance (Not Investing) • Re: Does my heated/cooled/finished garage...
A neighbor of mine decided to efficiently convert his one car garage to living space. I believe he had a door from the house to the garage. He got a collection of planks to match his house,...
View ArticlePersonal Finance (Not Investing) • Re: What's Your Exit Strategy (for...
I do not have an exit strategy. I will add this to my list of things I need to think about.Assuming current RMD rules remain, I have over a third of a century before I need to take my first RMD.It is...
View ArticlePersonal Finance (Not Investing) • Re: House not selling - seeking strategy...
The housing market is unlikely to move in your favor. You need an agent who can tell you what price it would take to sell it quickly.Statistics: Posted by technovelist — Thu Jul 04, 2024 10:25 pm
View ArticleInvesting - Theory, News & General • Re: International (Non-US) versus US...
There’s no reward without risk If you think the S&P500 is without risk, you should probably not be in equities at allTruth is you have no clue at all whether exUS will outperform US to a...
View ArticlePersonal Investments • Re: Paper I-bond Conversion Times at TD - April/May 2024
Here is how my 2024 conversion went:2024-02-29 - Issue date from US Treasury2024-03-11 - Date received in mail from US Treasury2024-03-12 - Date mailed to US Treasury2024-03-20 - Case number received...
View ArticlePersonal Investments • Re: Claiming SS at FRA (67) or wait till 70
OP, are you utilizing opensocialsecurity.com to run your scenarios?Statistics: Posted by Eagle33 — Fri Jul 05, 2024 10:22 pm
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Personal Investments • Re: Will NVidia continue to climb?... sold half so I'm...
funny how nobody ever mentions that nvidia lost -89.73% in 2002:source: https://testfol.io/?d=eJxdT7FOxDAM%2FRf ... 5i9g%3D%3Dis that because it was 22 years ago and most people don't remember...
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