Personal Finance (Not Investing) • Re: File Car Insurance Claim through my insurance or at fault driver's

Hi All,

I was rear-ended in a no-fault state (NJ) and I am getting/reading conflicting information as to if I am better off filing a claim through my insurance or wait till I get the insurance of the at fault driver and fill a claim against his insurance. I am awaiting the police report.

Go through yours. Theirs has no reason to be helpful.

Indeed, do NOT interact with the "other insurance" at all.
They are definitely *not* on your side.

Only interact with your own insurer!
That's part of what you pay them for.
Let them guide you about any no-fault issues. Some of this will probably depend in part on whether your costs are above the no-fault limit or not.

RM

Statistics: Posted by ResearchMed — Wed Jul 03, 2024 10:15 pm

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