Investing - Theory, News & General • Re: The Final, Definitive Thread on...
So I move a IRA ($190k) and Roth ($80k) to WellsTrade for the $2,500 bonus. My math says the bonus should post on 7/7.As far as next step bonus, is WeBull the next best bonus? I think Robinhood is...
View ArticlePersonal Investments • Re: Roth 403b or 457 for two teacher family with two...
Food for thought - if you believe your income in retirement will increase or stay the same ROTH is probably optimal.Payroll contributions are less tax efficient than in plan ROTH conversions.2024...
View ArticlePersonal Consumer Issues • Re: Mexico Vacation - Need pointers and tips
It's been a while since I've been much past the border, but here is what I remember:Mexico City is one of my favourite giant cities. The subway system is idiot proof and amazing, it's my favourite and...
View ArticlePersonal Finance (Not Investing) • Re: Interviewing for a new job with much...
To address KlangFool, what would make it is the acceleration in my career. Plenty of people leave primes for 2-3 years and get hired back into to their old position at a much higher rate. May as well...
View ArticlePersonal Consumer Issues • Re: Redoing Rooms Question on Flooring
A lot depends on how expensive the house is. What might be OK for a low cost starter home could be a terrible choice for a higher end house. You may also find that the cost of the different options is...
View ArticlePersonal Finance (Not Investing) • Re: Buying my first house. Should I put...
Unless you have another use in mind for the cash, I think it is reasonable to increase the monthly payment. Obviously still keep a good emergency fund to cover the inevitable major repairs that will...
View ArticlePersonal Finance (Not Investing) • Re: Merchants and card surcharges - are...
People seem quite upset that they get hit with a surcharge for using a credit card. They consider it their privilege not to have to pay cash. Guess what? How do you think that merchant feels when he...
View ArticlePersonal Consumer Issues • Re: programmable in-wall timer with sunset/rise...
Smart switches over WiFi should do the trick. You can then pair them with a hub device by any number of providers and just use their app to set up routines for the lights to come on/off at...
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Personal Finance (Not Investing) • Re: Anyone with personal experience being...
How do they find out?Lexus Nexus.Probably not.Why do you say that?Lack of sources that confirm the above.I used to work there.Statistics: Posted by SxSW — Sat Jul 06, 2024 10:43 pm
View ArticlePersonal Finance (Not Investing) • Re: Is Del Mar, CA worth the cost?
Yes more bugs in SC … in my statement I mention financial benefits … I do understand summers are hotter and more bugs than San Diego… but I have a nice house with no mortgage and my property taxes are...
View ArticlePersonal Consumer Issues • Re: recommendations for mail-order 35-mm film...
Walgreens and CVS both develop 35mm film, it takes about a week. Photo stores and labs also still exist, there are 2 photo labs within a few miles of where I live. I still take real pictures every so...
View ArticleInvesting - Theory, News & General • Re: Nondiversification Risk -...
Maybe regulatory definition of diversification needs changing to account for market weighting.Or maybe people need to recognize that market cap weighting can at times result in nondiversification and...
View ArticlePersonal Finance (Not Investing) • Costco - best items to buy to reduce...
Hi! New Costco member and feeling overwhelmed. 2 adults and 2 kids under 10. My goal is to save money on my grocery bill and wondering which products you recommend that will provide the most value....
View ArticlePersonal Consumer Issues • Re: Authy 2FA security app hacked for phone numbers
Authy is an rather ugly app. The Gui looks significantly different on each platform. When you rename something for example, it actually shows up twice until the old value disappear later on. The...
View ArticlePersonal Consumer Issues • Re: Medicare Advantage Reigns. So Who Still Buys...
Kaiser in my area does cancer surgery, radiation, chemo, etc., so I think I would just stay in network. That is what a colleague of mine did, and it went well. In other areas with less comprehensive...
View ArticlePersonal Finance (Not Investing) • Re: Is anyone selling their house with 2%...
I'm glad we picked out a great home before we had kids, because we're not going anywhere now. If we moved and gave up the 26 years left at 2.875% for a 7% rate we'd be paying more in interest alone...
View ArticlePersonal Finance (Not Investing) • Re: Costco - best items to buy to reduce...
I don't think Costco will save money on a pure numeric value. You get better value, quality and certainly quantity for a lot of stuff but it's not cheaper in most cases.If you have a Costco fuel stop...
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Personal Finance (Not Investing) • Re: Proposed update to Health Savings...
Thanks for taking the time to update and reorganize that.I don't really understand the argument that it can be like a non-deductible IRA (and I don't need to since it's not pertinent to me ), but I...
View ArticlePersonal Consumer Issues • Re: Best suv lane-keeping systems?
Definitely not subaruI don't agree. I have a 2022 Forester and I love the Subaru eyesight system.Ours worked great on good roads with clear markings. But a few times we had the wheel jerk because it...
View ArticlePersonal Consumer Issues • Re: Costco - best items to buy to reduce grocery bill
Standard markup at Costco is 14%, except for Kirkland products, which are 15%.Statistics: Posted by AgentOrange — Mon Jul 08, 2024 10:53 pm
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