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Personal Finance (Not Investing) • Re: Do I have too much insurance (life, LTC, disability)?

In your scenario, kids done and assuming FI, the only insurance I would have, besides health, is a $5M umbrella policy with the underlying auto/home policies insured at the proper limits for the umbrella.

All the other premiums you are paying, I would not maintain, since you have ample assets to cover. I would live it up a little with those savings, or you could invest it to build up the nest egg for more security.

Statistics: Posted by Kagord — Sat Mar 15, 2025 5:00 am



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