This seems behaviorally weird to me.
I am by no means completely sold on the 50:50 VOO:VT portfolio and am looking for feedback. I do think it's materially different enough (80% US total market on US side vs 100%, 50% of global market cap on INT side vs 100%) while retaining access to the floating international allocation I like to be worth considering. That is despite the increased behavioral risk of even an extremely simple 50:50 two fund portfolio vs a single fund 100% VT portfolio.
Either one lets the US vs International allocation passively drift according to market weight.
Or one is opinionated about what they want the US vs International split to be (e.g. 80% US vs 20 International) and rebalances to that fixed allocation as needed.
This seems to be neither and I can't tell what the underlying philosophy is trying to be.
Statistics: Posted by watchnerd — Wed Sep 11, 2024 10:13 am