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Personal Investments • Re: What do you do when you hit your number earlier than expected because of the market?

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You could stick to your original date and end up with more of a cushion, but given that markets are volatile there's also a chance you could get to August 2026 and find yourself no further ahead than you are now, or even behind. Not sure if that makes your decision easier or harder though ;).

Personally I got a package a few months before my original date that took me past the number I'd been aiming for so I just called it. But that was a few months, not two years, so not really a comparable decision.
But if I wait till Aug 2026 and I find myself the same or worse than today, then that would mean retiring now would've been a horrible thing to do.
Having hit your number means you have those choices. The choices can be difficult, but you still have to decide.

It sounds to me like you want to work at bit longer and give yourself a cushion not previously included in your "number".

Statistics: Posted by ruralavalon — Tue Sep 17, 2024 11:07 am



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