Personal Finance (Not Investing) • Re: MyIDCare alerts - SSN on "Dark...
As an undergrad my SS number was on my student ID card. It was my student ID number.We need legislation that states that simply providing a SSN does NOT constitute sufficient identification of the...
View ArticlePersonal Investments • Re: I'm thinking about getting a financial advisor.
Here is a thread with a lot of information about finding an advice only advisor. There have been a few other (shorter) threads like this....you might use the google search box above...
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Personal Investments • Re: Holding 100% VTSAX
There were two significant crashes in 2020 and 2022. Given this, it doesn't make sense to say that investors now a days don't know what it's like to live through a crash compared to investors around...
View ArticleInvesting - Theory, News & General • Re: Asset allocation approaching...
Hi Forum,My husband (57) and I (55) are planning to retire in 5 years. Up until now, we've used a 60:40 asset allocation and have been comfortable weathering the storms and up and down markets with...
View ArticlePersonal Consumer Issues • Re: Does an averagely reliable car last long if it...
Dealerships and some mechanics will often recommend service items that are unnecessary, or too early to make more money off you, like transmission fluid, brakes, tires, batteries and carbon cleaning....
View ArticlePersonal Consumer Issues • Re: does your router track the websites you visit?...
bump to top. Thanks.Statistics: Posted by biscuit5 — Sun Sep 15, 2024 10:55 am
View ArticlePersonal Finance (Not Investing) • Re: Calculate fair payments when different...
Are you business partners or life partners? If life partners, how does paying off half a house make sense? The sheriff will sell the whole house if your life partner doesn’t pay on their half. If...
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Personal Investments • Re: Confirmation on TIPS ladder
Is it just me or are YTMs way down today?I have completed purchases and funded 10 years out of 15 so far.Would it make sense to put the money into something like SGOV and wait for YTMs to improve a...
View ArticlePersonal Consumer Issues • Re: Where do you buy glasses?
For those who order glasses online, how do you have them adjusted after you receive them (wrap the sides over the ears and closer to your head)? Change the bend around the nose? Where I go, they put...
View ArticleInvesting - Theory, News & General • Reporter doing story - "VOO and...
Kim Clark from Kiplinger Personal Finance magazine is doing a short story on the meme "VOO and Chill" (also sometimes phrased as "VTI and Chill.")She would love to try to track down the person who...
View ArticlePersonal Consumer Issues • Re: 20-year old house , loud pops
You could call the inspector and perhaps seek his opinion. I had our inspector do a more comprehensive look at a crawlspace issue after we bought out house. He might charge a fee if he has to come out...
View ArticlePersonal Investments • Re: Sell Rental Property to use proceeds into a REIT
If I may, I'd like to also ask whether it makes sense to add something like AGNC, O, or ORC to the portfolio without selling any property?I don't have any REITs right now at all.Statistics: Posted by...
View ArticleInvesting - Theory, News & General • Re: Reporter doing story - "VOO...
I’ve never heard VOO and chill. I’ve heard VTSAX and chill, but that’s it…. Seems more like a Reddit thing than a BH thing.Statistics: Posted by Normchad — Mon Sep 16, 2024 10:51 am
View ArticlePersonal Consumer Issues • Re: Placement of Refrigerators with Flammable...
I would definitely keep me fridge out of the sun and away from stoves and heating vents because it will run more efficiently that way, but as far as fire risk, I would worry a lot more about my gas...
View ArticlePersonal Investments • Re: SS plus annuitizing half of portfolio to cover...
Terrible idea to take SS early and then want to annuitizeStatistics: Posted by Rex66 — Mon Sep 16, 2024 10:53 am
View ArticleInvesting - Theory, News & General • Re: TOTP Protected by Pin/Biometrics...
What's the benefit of a physical Yubikey over just using Apple's password manager or KeyPass?Unless you are only logging into your account from home, it seems cumbersome to carry a little hardware key...
View ArticlePersonal Consumer Issues • Re: Anything you wish you had known before your...
Our insurance didn't change after solarStatistics: Posted by wilked — Tue Sep 17, 2024 11:07 am
View ArticlePersonal Finance (Not Investing) • Re: ATM Class Action filing notice
If you received an email, it probably means you ARE eligible because the company has a record that you are a class member, but YMMV. Maybe you had another ATM card that you forgot about?Statistics:...
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Personal Investments • Re: What do you do when you hit your number earlier...
You could stick to your original date and end up with more of a cushion, but given that markets are volatile there's also a chance you could get to August 2026 and find yourself no further ahead than...
View ArticlePersonal Finance (Not Investing) • Re: hockey stick vs. watermelon careers
As an engineer, my earnings was more like a stairstep. Each riser occurred when I changed jobs. After I changed jobs, my salary was mostly flat until the next job change. My savings rate has been...
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