Personal Finance (Not Investing) • Re: From a Scale of 1 to 10, how will I do...
I think it works if daycare is stopped or is covered by some assistance grant (which may require the spouse to work).FYI.viewtopic.php?p=7104787OP is in the mid-40s and I think he migrated to the USA...
View ArticlePersonal Consumer Issues • Re: Encroachment reveled in land survey at purchase
Are you sure the block curb is “yours”?I'm sure of nothing. But I don't see who would agree to have curb + whatever amount to .7' of total concrete sits on their property while they can't make any use...
View ArticlePersonal Consumer Issues • Re: Is it possible to avoid facility fees for...
I rely on my medical insurance provider to keep costs in check so I don't have to. If it is "in network" - in their eyes it is in check.I just want quality care and happy to let someone else negotiate...
View ArticleInvesting - Theory, News & General • Re: Total Portfolio Allocation and...
It seems that variable spending can leave someone in a significant reduction of income in some or many years. Not good. SWR may leave someone in a significant excess but isn't that better than a...
View ArticlePersonal Investments • Re: NVDA Windfall: How much to sell?
OP,How much can you afford to lose?300K?150K?The basic rule is less than 5% of your portfolio. 5% of 2.3m = 110K.A) So, sell down to 150K or 100K.B) Just pay off the mortgage with this...
View ArticlePersonal Finance (Not Investing) • Re: Dual Direction Annuity - 2 good 2B true?
No reason to pay those kinds of aum fees and no reason to buy this product It isn’t rocket science. Frankly it’s easier than understanding the majority of the annuities sold. If you truly know what...
View ArticlePersonal Finance (Not Investing) • Re: Question on Trusts & tIRA
I wouldn't put the younger brother in the situation you describe though, I'd make a dis-interested third party the trustee, like Vanguard Thanks, I am concerned about putting the "snot-nosed brother"...
View ArticlePersonal Finance (Not Investing) • Re: At what net worth or income should one...
When I used to fly often, I had a NW (in today's dollars) of $4.5-5MM, and I only flew coach.The way I thought of it is: if a coach ticket is $300 and First Class is $1500, in essence I'm buying a...
View ArticlePersonal Finance (Not Investing) • Re: What is next for us?
Just keep doing what you are doing.Statistics: Posted by snowday2022 — Thu Jun 27, 2024 9:01 pm
View ArticlePersonal Finance (Not Investing) • Re: Any Chase bank customer notice issues?
I use a desktop to login to my Chase account. I have 2FA on my account and receive a code via a call on my landline. Recently, I have had to enter the pin for my debit card after entering the code. I...
View ArticlePersonal Investments • Re: Vanguard is threatening forced transition within...
I too recently received a letter from Vanguard stating that if I did not transfer my mutual fund accounts to a brokerage account that Vanguard would do it for me, without my consent or authorization....
View ArticlePersonal Consumer Issues • Re: 2024 Summer Olympics via streaming?
“Originally this offer was to run through the end of the month but instead the offer has come to an end early and is no longer offered. Peacock had in the terms of the offer listed the ability to end...
View ArticlePersonal Investments • Re: Any value in adding gold or TIPS
OP,Physical Gold/Silver are hyperinflation insurance. If you do not think hyperinflation is possible, don't buy it. If you believe hyperinflation is possible, keep a few thousands in physical...
View ArticlePersonal Investments • My portfolio consolidation plan - thoughts?
Hi everyone,I was pretty lazy over the past 5 years and haven't been keeping up with the forums like I used to, but recently I'm reading daily again and am ready to consolidate and clean up our...
View ArticlePersonal Consumer Issues • Re: What are you listening to now
“Abbey Road”, The Beatles (1970)“Rubber Soul”, The Beatles (1965)“Some Girls”, Rolling Stones (1978)“Black and Blue”, Rolling Stones (1976)Rubber soul is my all time favorite Beatles record. Bought it...
View ArticlePersonal Investments • Re: [Question about using] The One-Fund Portfolio [in...
It is a mistake to put a target date or blended fund in a taxable account because it won't be as tax efficient as you would like to be but more because you should only put in taxable accounts funds...
View ArticlePersonal Finance (Not Investing) • Re: Layoff Advice
I would say don't take it. Look for a new job while 'coasting' at the current one.Statistics: Posted by DarkHelmetII — Fri Jun 28, 2024 9:02 pm
View ArticlePersonal Finance (Not Investing) • Re: Interesting estate situation
I am not sure why it happened but the sib arranged with the Mom to be joint on the Mom’s accounts. My wife was never privy to all that. The Mom definitely wanted to leave something for her only...
View ArticlePersonal Consumer Issues • Re: Dealer says no record of online car purchase,...
They sell 50000 Acura MDXes per year. You'll find another with the same color and low mileage. Just have patience.Statistics: Posted by simplextableau — Fri Jun 28, 2024 9:04 pm
View ArticlePersonal Investments • Re: Vanguard June dividend
Why not move the high dividend ETFs into a retirement account and the low ones into taxable? That is what I do with my 86 Vanguard ETFs.Statistics: Posted by TheRoundHeadedKid — Fri Jun 28, 2024 9:04 pm
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