Hi All,
Interested to get your thoughts on an alternative approach to holding VWRA by splitting it into 3 parts:
60% VUSA (TER 0.07%)
30% Xtrackers MSCI World ex USA UCITS ETF 1C (TER 0.15%)
10% iShares Core MSCI Emerging Markets IMI UCITS ETF (TER 0.18%)
This setup would be cheaper than VWRA's TER of 0.22% and yes, while managing 3 ETFs will require more work rebalancing close to VWRA’s weights, but would there be an advantage when it comes to retirement withdrawals?
By holding 3 ETFs, would there be an advantage to sell your ETFs more strategically based on market performance?
For example, if the U.S. market performed well but EM and EX-US markets fall, you could sell from only the VUSA ETF and potentially maximizing gains?
Interested to hear your thoughts!
Interested to get your thoughts on an alternative approach to holding VWRA by splitting it into 3 parts:
60% VUSA (TER 0.07%)
30% Xtrackers MSCI World ex USA UCITS ETF 1C (TER 0.15%)
10% iShares Core MSCI Emerging Markets IMI UCITS ETF (TER 0.18%)
This setup would be cheaper than VWRA's TER of 0.22% and yes, while managing 3 ETFs will require more work rebalancing close to VWRA’s weights, but would there be an advantage when it comes to retirement withdrawals?
By holding 3 ETFs, would there be an advantage to sell your ETFs more strategically based on market performance?
For example, if the U.S. market performed well but EM and EX-US markets fall, you could sell from only the VUSA ETF and potentially maximizing gains?
Interested to hear your thoughts!
Statistics: Posted by boglehooligan — Tue Nov 12, 2024 5:24 am