Personal Finance (Not Investing) • Re: Rutting Season=Totaled Car
No payout either, as I already got one many years ago from my insurance companyConfused why there would be no insurance payout?I have no payout available because they already paid me out once for the...
View ArticlePersonal Investments • Re: Laid Off with a large severance - any financial...
Financially, I’ll probably put the severance in a CD ladder, and “draw” a salary from the CDs each month. If I find new employment prior to depleting the full amount, then I’ll throw the “double...
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Investing - Theory, News & General • [Year over Year] 11/10/23 to 11/11/2024
This is an intermediate update showing the past one year performances from October 10, 2023 to October 11, 2024of a few 60/40 funds for your viewing and benchmarking pleasure. 21.49% VSMGX Vanguard...
View ArticleInvesting - Theory, News & General • Re: Question about markets...
See the guidance here: viewtopic.php?p=5753621#p5753621Statistics: Posted by thedaybeforetoday — Tue Nov 12, 2024 5:15 am
View ArticlePersonal Finance (Not Investing) • Re: Take a New Fed Job
This is an easy one, you don't have a job, take one.From a pure "how easy is it to get fired from my job" standpoint, the election has no bearing you on you. You would be in at least a one-year...
View ArticlePersonal Investments • Re: TIPS ETF
I'm a big fan of TIPS. Not because of any recent event that folks are speculating about. I'm a fan because, as noted above, inflation always has the potential to negatively impact retirement...
View ArticleNon-US Investing • Strategic advantage to holding 3 ETFs vs just VWRA?
Hi All,Interested to get your thoughts on an alternative approach to holding VWRA by splitting it into 3 parts:60% VUSA (TER 0.07%)30% Xtrackers MSCI World ex USA UCITS ETF 1C (TER 0.15%)10% iShares...
View ArticleInvesting - Theory, News & General • Re: Comparison between this rally...
I do think Inflation Linked Bonds are more attractive given the likely policy mix. But we cannot speculate about that here.Inflation linked Bonds in the UK?They have lower yields for structural...
View ArticleNon-US Investing • Re: Strategic advantage to holding 3 ETFs vs just VWRA?
VWRA?Statistics: Posted by TheGreyingDuke — Tue Nov 12, 2024 5:26 am
View ArticlePersonal Finance (Not Investing) • Re: Thinking of quitting health insurance...
It's never happened. It could happen to my wife or kids; never happened. Well you’ve also never died. Do you think that’ll never happen either?This is a bananas plan. Best of luck.+1Statistics: Posted...
View ArticlePersonal Finance (Not Investing) • Re: Medicare 2025 Part B Premium and Parts...
It's not very encouraging for TIPS investors on Medicare that their investment falls short of these inflationary increases for 2025.We don't know how tips investments will fare in 2025. It’s only...
View ArticlePersonal Investments • Re: How do we fund ourselves between 60 and 70?
With your substantial investment and income, and a LT planning horizon....Do a very detailed future tax / income / cash flow planning scenario (via software). I had fidelity run mine in eMoney for 5...
View ArticlePersonal Finance (Not Investing) • Re: To buy, or not to buy, the car...
You're young, successful, have done well with saving and investing, and your current vehicle is already having issues (5 year old vehicles shouldn't have major issues already, so I say go ahead and...
View ArticlePersonal Finance (Not Investing) • Medicare Part D and Out of Pocket Cap
Now that out of pocket costs max out at 2K, does it really matter what company you choose for insurance? This is assuming your out of pocket costs exceed this amount and all your prescriptions are...
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Personal Finance (Not Investing) • Re: how much do you think you need to retire?
Sure, but what happens if you live for 15 years instead of 10? Again, what I presented was already a ridiculous, contrived set of circumstances.My intended point is that presuming a positive rate of...
View ArticlePersonal Investments • Re: What happened to Vanguard's Portfolio Watch?
Is it possible that Portfolio Watch (PW) "works" for people who use Vanguard's Personal Advisory Services (PAS)? We don't use PAS, but if the Vanguard Advisors use and rely on PW in the non-fuctioning...
View ArticlePersonal Consumer Issues • Re: Favorite Audio (Audible) Books?
Here are a couple of my top picks. For something on finance, I really enjoyed The Psychology of Money by Morgan Housel. It’s full of short, engaging stories on how we handle money and is packed with...
View ArticlePersonal Finance (Not Investing) • SPAXX versus FLGXX
Can someone tell me the difference between these two MM funds at Fidelity? Thanks!!!Statistics: Posted by wilsonbh — Wed Nov 13, 2024 5:34 am
View ArticlePersonal Investments • Re: Would you invest in xAI?
My approach? Broad market index funds, as I bet that TSM will include the winners, the also rans, and the losers.Sure but many of the biggest players in AI are private. Open AI, perplexity, xAI. Their...
View ArticleNon-US Investing • Re: Fund's assets segregation from management firm in EU
I have read through the UCITS directive 2009/65/CE and I verified that it explicitly states the segregation of the fund's assets from the depositary (article 22, 8). However I can't seem to find any...
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