Personal Consumer Issues • Re: Christine Benz article [We Need to Talk About...
Thanks for sharing this. It's well written and kind. I feel greedy thinking about these things, but right now I'm 39 and my parents are in their late 70s and I realized recently that it will do me...
View ArticlePersonal Finance (Not Investing) • Re: Do contractors size us up?
ps...I think it is natural, and probably not unethical, for a worker to give a higher estimate to a wealthy person who can afford it than to a poor person who is struggling. Both for selfish as well...
View ArticleUS Chapters • Re: Suggestions for the Wiki
I sometimes respond to posters using the Asking Portfolio Questions format and would like to suggest adding another content piece (yearly spending) to that format.This modification could be especially...
View ArticlePersonal Finance (Not Investing) • Re: US Bank 4% Smartly Visa Credit Card
When I'm in the brokerage page, I click Transfer in the top menu bar, then Asset Transfer - then it launches a series of web pages to complete about the assets to be transferred ending with an...
View ArticlePersonal Investments • Re: Preparing for retirement, portfolio and withdrawal...
That "hefty draw" from the IRA makes me nervous. I've heard about the 4% rule but not sure if it applies here. Four percent of $1M would be about $3300/month and if we took the pension as an annuity...
View ArticlePersonal Consumer Issues • Re: Lexus 350 NXH
The garish grille is not pretty. Looks like it's going to eat up the road. Honda just revealed its new Passport for '26. The style and proportions of that vehicle are more attractive, in my...
View ArticlePersonal Finance (Not Investing) • Re: Erase and Replace - IRA tax withholding
This only works with a Traditional IRA.Plus, you need to have earned income in the amount of this indirect Roll Over.Statistics: Posted by heikejohn1 — Fri Nov 15, 2024 5:48 am
View ArticlePersonal Investments • Re: ETF recommendation needed
I would pick an intermediate TIPS fund/etf.Statistics: Posted by jimkinny — Fri Nov 15, 2024 5:49 am
View ArticleInvesting - Theory, News & General • Re: Interest rates been rising …...
You just said it. Nobody knows. I am interested to see TIPS yields inching up again, though.It's sad that the situation dictates that a percentage of TIPS investors would like to see higher inflation...
View ArticleInvesting - Theory, News & General • Re: Vanguard Customer Service...
Just transferred assets to VG from Etrade. It was simple and efficient. The reps were cordial. I also called them yesterday with questions regarding the assets transferred. They answered promptly and...
View ArticlePersonal Consumer Issues • Re: Recommendations needed for dental insurance...
Our local dentist offers his own plan for about $365 annually that covers cleanings and exams twice a year and gives a discount on x-rays and other things. We have turned it down. So far at least,...
View ArticlePersonal Investments • Re: Optimizing Vanguard Fund Diversification
•VTI (Vanguard Total Stock Market ETF): 43%•VXUS (Vanguard Total International Stock ETF): 11%The 2 green funds cover the whole world. Everything else you've listed is already in VTI. +1Statistics:...
View ArticlePersonal Finance (Not Investing) • Re: Does it Ever Make Sense for a Federal...
I believe this is correct, yes. Take a look at form CMS-L564. On it there is an employer section that can be filled out by the employer itself, or also the insurance company which would have record of...
View ArticlePersonal Investments • Re: Foolish to consider this fixed index annuity?
Given that I don't anticipate needing the $100K any time in the next 5 to 10 years, what are your thoughts on a 5-year 4.8% CD versus Reliance's 7-year or even 10-year 4.9% MYGA? I would purchase an...
View ArticlePersonal Investments • Portfolio Review Request Please
Emergency funds: 7 monthDebt: NoneTax Filing Status: SingleTax Rate: 24% Federal 4.7% StateState of Residence: MSAge: 72 retiredDesired Asset allocation: 65% stocks / 35% bonds; Desired International...
View ArticlePersonal Finance (Not Investing) • Re: Can an American citizen open a banking...
I have a bank account ("Girokonto") in Germany. I opened it when I lived there, but they know I'm a US citizen and don't have an issue with it. I still occasionally use it.Investment accounts in...
View ArticlePersonal Finance (Not Investing) • Re: Probably Need to “Lose” ’$525,000: Buy...
It seems like you can afford the insurance w/o the subsidies.I agree. The OP is incredibly wealthy and not only can afford the insurance, they can also pay for my insurance. Thanks!Livesoft, I think...
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Non-US Investing • Re: US Nonresident Aliens - Vanguard freezing legacy accounts
Oh boy, that can be painfully frustrating. Having been thru such pain, I can sympathise. You could call the representative whose contact I had sent you in a PM. While that is not a solution for the...
View ArticleInvesting - Theory, News & General • Re: Has your lived experience...
My grand parents and taylors family experience losing it all in the stock market in the depression influenced me. I have always kept at least a third in gov bonds even with a gov pension. 50% in Vti...
View ArticlePersonal Consumer Issues • Re: What frugal thing did you do today?
That is safe to use? How does it compare for effectiveness?Safe unless it gets cold enough to freezeYeah, yankees60, not recommended for your car in western Massachusetts.Statistics: Posted by...
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