Correct, I do not hold these funds in my tax-deferred accounts. I am planning to buy VTI and VEA with the proceeds from selling the bond funds in my taxable account.Sell your bond holdings in the taxable account and buy something that is not "substantially identical" in your IRA. As suggested above, you could purchase a different intermediate bond fund such as VBILX.
Having read your prior post regarding bond funds, it seems you don't currently hold either BNDX or VBTLX anywhere else except your taxable brokerage. Correct?
What are you planning to do with the proceeds of selling your bond funds in the taxable account?
As I rollover my 401K, I was hoping to stay with a simple three funds approach (VTI, VEA and BND), but it sounds like I'll need to add another bond fund to avoid a wash sale, correct?
Thank you for the feedback.
Statistics: Posted by YetiPlease — Wed Dec 04, 2024 9:03 am