Personal Finance (Not Investing) • Re: SSA now requi-Login.gov or ID.me acct...
They even support passkeys which will work perfectly with the Apple Passwords app.I didn't see any mention of passkeys on the support page, or when setting up the account. However, just now I logged...
View ArticlePersonal Consumer Issues • Re: What Movie Have You Recently Watched?
Dune Part 2 — 4K Blu-rayI thought it was entertaining. This book would have been better off as a miniseries like ScFy channel did but with a bigger budget.Statistics: Posted by rockstar — Tue Dec 03,...
View ArticlePersonal Finance (Not Investing) • Re: Skilled Nursing Home Insurance Coverage
medicare will pay 100% of the first 20 days and most medicare supplements will pay the copayment between day 21-100.No reason to pay anything out of pocket because i believe every SNF takes...
View ArticlePersonal Finance (Not Investing) • Re: [Voluntary Severance Package]: take...
OP, "I manage a team of 10 engineers located in 5 different cities (North America, Europe, and India), and work as an individual contributor to cover a couple of people we don’t have the budget to...
View ArticlePersonal Investments • Re: Is there more to Personal Finance?
I was on this forum earlier on and but then left for a while because things were working out on automatic. Now that I am older and getting closer to my decumulating year I return for more words of...
View ArticlePersonal Finance (Not Investing) • Re: VSP: take the money and run or keep...
Denied promotion then offered a severance package. To me it seems like the writing is on the wall, they are going to follow up VSPs with "workforce reduction" aka layoffs. And the offer is very...
View ArticlePersonal Consumer Issues • Re: Advice from people who travel leisurely...
Identify what airlines and hotels you may use the most and, at minimum, get credit cards affiliated with those programs. Use those cards when paying for those services.It costs very little (typical...
View ArticlePersonal Finance (Not Investing) • Re: Tax Withholding from Annuity Payments
This wouldn't be part of my current payroll withholding though. It's coming from a former employer, from a pension I had. At this point I'm just trying to figure out the amount to have withheld for...
View ArticleInvesting - Theory, News & General • Re: Treasury Direct e-mail:...
Still undecided about what to do in my situation. I have $90K worth of face value Series I savings bonds purchased for a young family member for future expenses (college or otherwise) which were...
View ArticleInvesting - Theory, News & General • Re: Shiller PE now near 37 - 3rd...
Or maybe 40 won't be considered super high 20 years from now, just like 25 is no longer considered super high.So to paraphrase, maybe stock prices have reached what looks like a permanently high...
View ArticlePersonal Consumer Issues • Re: Apple TV Unavailable on Sony Bravia
Buy an Apple TV 4k device. We have them on all TVs. Even the ones with a built in app junk OS.The OS/apps are only supported for so long and some apps may not be available. Features may not be...
View ArticlePersonal Consumer Issues • Re: COMPUTER GEEKS: Is the extra performance worth...
If that’s your use case, I’d be more focused on the screen and keyboard than the rest of the stats. A mini PC for around $300 is more than capable of doing what you want. But since you’re getting a...
View ArticlePersonal Finance (Not Investing) • Re: Roth TSP & Roth IRA?
Thank you for explaining. Initially my plan or thought was to just use this as SEP IRA as intended but the idea of converting to a backdoor Roth later is intriguing. I think you may be confusing the...
View ArticleInvesting - Theory, News & General • Re: International (Non-US) versus US...
Total World only and US only both make more sense then a fixed allocation, at least mentally making it easier since there is a reason one overweighted US.Remember when the US and ex-US was about...
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Personal Investments • Re: Is 10% in speculations OK if you don’t need the...
In my retirement accounts I’ve moved 10% of my Roth IRA, IRA, and HSA into (speculations). I did this, because I believe in them and think they may be worth the risk. Even if the 10% goes to zero, I...
View ArticlePersonal Investments • Re: Wash sales risk across taxable and tax-deferred...
Sell your bond holdings in the taxable account and buy something that is not "substantially identical" in your IRA. As suggested above, you could purchase a different intermediate bond fund such as...
View ArticlePersonal Finance (Not Investing) • Re: HSA 70k when would you start using it
Slightly off topic, but do you really need receipts? Will an annual report from a pharmacy be sufficient? Or a printout from your insurance company breaking down what they paid and you paid for the...
View ArticlePersonal Investments • Re: TIPS ladder when have “enough”
Let me go at a detail in the OP - I think your Roth Conversion calculator may be lying to you about it being right to convert the entire t-IRA balance. There is a common shortcoming in many programs...
View ArticlePersonal Finance (Not Investing) • Re: Expecting Layoff / How to Prepare
Sorry for your job loss but good for you for having a paid off house in a situation like this.Statistics: Posted by carminered2019 — Thu Dec 05, 2024 9:18 am
View ArticlePersonal Finance (Not Investing) • Re: Roth conversion trigger NIIT 3.8%
great point on Div/CG and tax rates. cool tool that allows you to visualize tax impacts . I just combine div and CG into single number when using tool because that works for my tax...
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