Thank you! I corrected the semantics of my post.
I'm looking to have an allocation strategy of age minus 10 for bond allocation strategy. Therefore I should have more bonds to get from 22% to 43%. Been maxing out my VG Roth since 2022 with 100% of contributions for 2022 and 2023 going to VBTLX. Is there an "age minus 20" strategy? I don't check my balance daily and can handle the ups and downs of the market.
Been a while since I contributed to this community but it was the reason I started a VG Roth around 2004!
Maybe I should reallocate (rebalance) within my portfolio? Maybe take some VTSAX and add it to VBTLX.
I'm looking to have an allocation strategy of age minus 10 for bond allocation strategy. Therefore I should have more bonds to get from 22% to 43%. Been maxing out my VG Roth since 2022 with 100% of contributions for 2022 and 2023 going to VBTLX. Is there an "age minus 20" strategy? I don't check my balance daily and can handle the ups and downs of the market.
Been a while since I contributed to this community but it was the reason I started a VG Roth around 2004!
Maybe I should reallocate (rebalance) within my portfolio? Maybe take some VTSAX and add it to VBTLX.
Statistics: Posted by bnttwnbnt — Mon Jan 13, 2025 5:10 pm