Investing - Theory, News & General • Re: Riding the coming plastic...
What else would it help to think about here? That you very likely don't have enough additional information about this industry to make greater return compared to an index containing companies involved...
View ArticleInvesting - Theory, News & General • Re: International (Non-US) versus US...
While true to some extent, I used to pick stocks based on the earnings stability; they were often not highly expensive per PE. High PE requires growth no matter how stable the earnings are.In the past...
View ArticlePersonal Investments • Re: Federal Employee Retirement Plan
You’d have to roll some funds out of the TSP into a Traditional IRA and then convert. In case you haven't heard, the TSP will start to offer in-house conversion options in 2026. Article here:...
View ArticlePersonal Investments • Re: Non Vanguard Bond Fund
Over the last six months I have been looking at a non-Vanguard bond fund $Binc-BlackRock iShares Flexible Income Active ETF it does have a higher expense ratio of 0.40% but a good dividend yield...
View ArticlePersonal Finance (Not Investing) • Re: Where were you financially when you...
Aged 30 in 2004, I was married. Looking back, we owned a house worth $200k with a $100k mortgage, my wife's parents had given us $100k which was an amazing start in life. Other than that we had pretty...
View ArticlePersonal Finance (Not Investing) • Re: Over-55 Property Tax Base Transfer in...
You have a complicated situation, and likely may need to hire someone to deal with the county depending on how difficult they might be.Given the land and house you purchased was in fact a livable...
View ArticleInvesting - Theory, News & General • Re: How did you arrive at your asset...
I’ll be 80 at my next birthday and my wife isn’t far behind. We’re perfectly happy to stick to 50-50 for however much more time we have left. Having a generous, COLA’d military pension as the...
View ArticlePersonal Investments • Re: Help with 2024 Roth IRA Contribution
Thank you! I corrected the semantics of my post. I'm looking to have an allocation strategy of age minus 10 for bond allocation strategy. Therefore I should have more bonds to get from 22% to 43%....
View ArticleInvesting - Theory, News & General • Re: Magallan as an why you can lose...
In my previous criticism of the article I left out this catch, two uses of Infidelity Magellan instead of Fidelity:Using the Infidelity Magellan Fund as a case studyLynch again has advice for future...
View ArticlePersonal Finance (Not Investing) • Re: Vanguard App Notification...
Mine is my own, non-inherited IRA. So I doubt the “B” stands for “Beneficiary”.Statistics: Posted by Stinky — Mon Jan 13, 2025 5:12 pm
View ArticlePersonal Finance (Not Investing) • Re: Did you like you FEHB Medicare...
Good point! We did contact GEHA about the prescription Part D coverage and they said it would resume automatically when we return to GEHA + Medicare in Feb. We'll see if it really that...
View ArticlePersonal Finance (Not Investing) • Re: Fidelity as a one stop shop
Where did the money for the IRA contribution come from? It came from a previously linked external checking account (Schwab, but I don't think it matters). In the future, I will try to remember to push...
View ArticlePersonal Consumer Issues • Re: Electric Heat Pump Water Heater
BTW - if you do have a dishwasher with only one water connection (like my family's Miele) and have a heat pump water heater, you should connect it to hot water to save some cents each time you run...
View ArticlePersonal Finance (Not Investing) • Re: Vanguard RMD Service May Be Using...
Customer support cannot be expected to answer a question like this. Expecting people to do so really is unrealistic (and unfair). The people answering the phone are call center employees not tax...
View ArticlePersonal Finance (Not Investing) • Re: CP2000 Concern
For that small of an amount, I personally would not file an amended return and would pay based on any CP2000 notice I received.Same. Only reason i might consider it is if I had never done an amended...
View ArticlePersonal Investments • Re: Do I need to file a tax return?
Go ahead and file. On paper. Give the folks at the IRS something to do.Statistics: Posted by samsoes — Mon Jan 13, 2025 5:17 pm
View ArticlePersonal Finance (Not Investing) • Re: House downpayment: pros and cons of a...
HELOC https://files.consumerfinance.gov/f/doc ... _print.pdfYou can tap into the equity of the current home and let the loan close when you sell the current homeUnfortunately a HELOC isn't an option...
View ArticlePersonal Consumer Issues • Re: Certified Financial Planner: Where can veteran...
Military OneSource (official DoD program) can provide services, including financial counseling, for "retired service members and their immediate family members until 365 days past end of tour of...
View ArticlePersonal Finance (Not Investing) • Re: What's Your Credit Card Rewards Strategy?
Can’t get my Citi Strata card application approved- I was told that I have too much unused credit but I only have 5 credit cards (2 citi and 3 chase) currently open. Is there a way to circumvent...
View ArticlePersonal Investments • Re: should I invest now
Here are my responses to your questionsI am 49 and will retire at 621) What is your gross income? $ 50,0002) What is your annual savings/investment? $ 1.7 mill my own and $ 2.3 mill inheritance - all...
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