Personal Investments • Re: Switching from augmentation phase to...
Once we got through the various analytical exercises regarding resources etc. we shifted the focus to behavioral aspects of the decision for me to retire. These can be just as important -- especially...
View ArticlePersonal Consumer Issues • Re: Might need to replace car: are used Tesla's...
The depreciation of teslas and EVs is enormous, and there doesnt seem to be much of a floor. I would lease a new one, not buy a used one.I could be wrong of course but my impression is that many EVs...
View ArticlePersonal Investments • Re: Help with getting to a 3 fund portfolio
Thank you, I'm mostly confused as to how to balance this each year since there are so many factors. It would be easier if I only had three actual funds. I also don''t know what to do with the WF...
View ArticlePersonal Finance (Not Investing) • Re: US Bank 4% Smartly Visa Credit Card
Thanks in advance for any feedback.If not automatic, enroll in 'smart rewards' as part of your checking accountStatistics: Posted by EricGold — Tue Jan 14, 2025 5:31 pm
View ArticlePersonal Finance (Not Investing) • Re: Where to lookup estimated payment made...
I downloaded my husband's 1099-R from Vanguard yesterday as well. OP, try logging in to your Vanguard account to see if your 1099-R is available.Thanks. I received an email recently indicating mine...
View ArticleInvesting - Theory, News & General • Re: Now that long TIPS yields have...
Average annual inflation in USA:1800-1900 -0.4%1900-1915 1.24%1916-1920 16.39%1921-1940 -1.29%1941- 1951 5.87%1952-1967 1.85%1968- 1982 7.56%1983- 2008 3.13%2009- 2020 1.72%2021-2023 6.04%Inflation...
View ArticleInvesting - Theory, News & General • Re: Why again do we rebalance?
Thanks everyone, these are all very interesting posts. Summarizing: Risk management.But I have a key follow up question regarding that risk: Has anyone seen a chart that gives an AA to future yearly X...
View ArticlePersonal Investments • Re: Any Benefit to having beneficiaries enroll in...
what is a PAS?TIA!Statistics: Posted by HermieHollerith — Wed Jan 15, 2025 5:32 pm
View ArticlePersonal Investments • Re: How to clean up messy college savings situation?
Yes, I should have mentioned that -- my kid is turning 11 this year, so will likely enroll in fall 2032.For the Schwab taxable account, I think the gains on SWYEX were 8.45% ($1,835), and on SWYFX...
View ArticlePersonal Finance (Not Investing) • Re: Looking for Insurance Agent...
What kind of insurance?Statistics: Posted by Chardo — Wed Jan 15, 2025 5:33 pm
View ArticlePersonal Consumer Issues • Re: FAFSA questions for anyone who has done this...
2. Due to my level of compensation alone, my oldest isn't going to be eligible for any sort of grants. Her grades aren't *that* awesome that she's been awarded scholarships so at this point the only...
View ArticlePersonal Investments • Re: Am I (financially) able to retire?
My sense is a lot of posters here are fiscally conservative when it comes to retirement. Yes, and we also have some big spenders who want to travel, spend money on kids/grand kids, cars, RVs, boats,...
View ArticlePersonal Consumer Issues • Re: are there deals to be had given the whiskey...
I got into whisk(e)y about 10 or so years ago. Stuff I liked doubled or more in price. I stopped drinking whisk(e)y.Statistics: Posted by alpenglow — Wed Jan 15, 2025 5:36 pm
View ArticleInvesting - Theory, News & General • Re: Alphaville LLC Issues New...
Alphaville LLC ( via the Financial Times) issued a Buy rating on Greenland.They reason: Diplomatic efforts under previous managements to establish an industrial base in the North Atlantic have so far...
View ArticleInvesting - Theory, News & General • Re: Per Vanguard: Flip 60/40...
I don’t think anyone can accurately measure risk.If this were the case, then the options and futures market would be highly inefficient. Instead, it is always possible to get a really good guess as to...
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Investing - Theory, News & General • Re: How have your bonds been...
My bond fund (FXNAX) has averaged a 1.5% return these last 10 years. Statistics: Posted by CoAndy — Thu Jan 16, 2025 5:32 pm
View ArticleInvesting - Theory, News & General • Re: Covering the TIPS gap years with...
Kevin/MtnBiker,Happy New Year to both of you.So the 2035 TIPS will be newly auctioned next week and available on the secondary market shortly thereafter. After all of the incredible analysis that you...
View ArticlePersonal Finance (Not Investing) • Re: Should I sell taxable to contribute to...
Does the plan allow you to convert to Roth in a timely manner?Thanks, sailaway for responding. Yes, in-plan conversion allowed as many times as possible but it is manual. I have to fill out a form and...
View ArticlePersonal Consumer Issues • Re: New car- Mazda Cx 50 hybrid v Honda CR-V hybrid
I checked out the CX-50 hybrid at a Mazda dealer yesterday. The seat was hard and the seam down the center was uncomfortable, and this is from a guy who loves his Miata.Statistics: Posted by shmidds —...
View ArticlePersonal Finance (Not Investing) • Re: US Bank 4% Smartly Visa Credit Card
I want to pay early because I want to make smaller multiple payments since my limit isn’t high enough.Give it a little more time. The 2024 payment deadline was just yesterday, so I'd imagine 2025...
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