Investing - Theory, News & General • Re: [Wiki] New article - Lump sum...
1) rename this page to “Lump Sum v DCA Investing” similar to the wiki page “Traditional v Roth”.I realize the wiki has a number of "vs." (or "vs") pages. However that approach seems to different from...
View ArticlePersonal Consumer Issues • Re: Should we keep our landline phone?
I didn't say it was the only reason I had it.You sort of did, and didn't mention any other reasons.No, I said "I like having my landline..." That is not a statement of an only reason and I am not...
View ArticleInvesting - Theory, News & General • Re: Why or why not 100% equities for...
Those with emotional self-control are likely to more accurately gauge their employment situation.Regal 56,I disagreed. This is one of those things that someone has to experience it before they know.I...
View ArticlePersonal Finance (Not Investing) • Re: Help Reducing Spending
That does not mean you want to live in the same expensive house section of the neighborhood with them.But my experience is that you kind of have to. When people live across town, or the next town...
View ArticlePersonal Finance (Not Investing) • Re: How do you Turbo Tax?
I'd also suggest getting a IP-PIN from the IRS.Having had someone send a fake return from me, I can tell you it's extremely annoying to have to deal with that. Basically, you can't send in an...
View ArticlePersonal Consumer Issues • Re: FAFSA questions for anyone who has done this...
We elected not to complete FAFSA. We were not going to take out any student loans and were certain we would not receive anything. Our children's guidance counselors were adamant that we needed to do...
View ArticlePersonal Consumer Issues • Re: Split from: What frugal thing did you do...
I switched from sponges to Scotch Brite Scrub brushes some time ago and just throw them in the dishwasher.Statistics: Posted by Catalina25 — Fri Jan 17, 2025 5:39 pm
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Investing - Theory, News & General • Re: Why? - Tesla Stock Jumps Amid...
Musk's last social media purchase went so well, let's try to get in on the next one! Elon has already had a very large positive ROI on his purchase of Twitter. Consider that between October and...
View ArticlePersonal Finance (Not Investing) • Solar Systems
We are in Bay Area, CA.Just got Solar system installed.The 12 panels and 10Kwh battery installation cost is about $19K after tax credit.On a typical day in December (the days have been good lately),...
View ArticlePersonal Consumer Issues • Re: How to relocate
Much of the difficulty is psychological.Yup, people go into analysis paralysis over something simple, albeit a pain, like moving. There are whole forums and reddit subs dedicated to this. Just move,...
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Personal Investments • Re: Dipping my toes into TIPS
Thanks watchnerd. Perhaps a good next step is for me to get to know the vanguard platform. Don’t think I’ve seen it yet.Login.Go to top menu: Transact >> Buy & Sell >> Trade Bonds...
View ArticlePersonal Finance (Not Investing) • Re: How to handle mortgage after house...
Very sorry for all that you are going through.I understand the anxiety around rebuild now or later, sell land etc.But work with your mortgage servicer to put any payments in forbearance etc while you...
View ArticlePersonal Finance (Not Investing) • Re: Help with Solo 401k for S Corp
My CPA said it’s ok because he has until the end of January to revise my w2 so he will just update the w2 to reflect that I contributed 23,000 as an employee and that next week I should contribute...
View ArticlePersonal Finance (Not Investing) • Re: Solar Systems
I don't know about the NEM3 program (I'm in CT), but I find that from May to Aug I can get twice what I get this time of year due to the position of the sun and length of daylight. Give it a year...
View ArticlePersonal Investments • Re: Transfer in Kind TIPS Valuation
I'm not super familiar with how tips are valued, but with ETFs Schwab values conversations using the price immediately at the moment of conversion quote. Price changes minute to minute, so there can...
View ArticlePersonal Investments • Re: Just retired and have questions
Emergency funds: yes, 6 months in bank accountNo DebtTax Filing Status: Married Filing JointlyTax Rate: Federal-35%, State–5% (Federal will decrease to 24% in 2025)State of Residence: MaMy age: 67;...
View ArticlePersonal Consumer Issues • Re: Lost gold chain while moving to new city -...
OP Sorry, a lot of victim blaming on this thread. I've moved lots of times, and twice had something go missing that the movers touched and never turned up again. In the U.S. court system that's called...
View ArticlePersonal Consumer Issues • Re: Have any of you had a hair transplant? If so,...
Review the tressless sub on Reddit. Lots depends on your age and degree of hair loss. Have you tried minoxidil and fin astride?Statistics: Posted by stats99 — Sun Jan 19, 2025 5:46 pm
View ArticlePersonal Consumer Issues • Re: How do you utilize AI (artificial intelligence)?
Is this for entertainment or curiosity purposes, or are there decisions you want to make based on a 4th grade level explanation of a topic?Yes to all? Anything I know meaningfully know about, say...
View ArticlePersonal Finance (Not Investing) • Re: Fidelity free/$5 Turbotax 2024
With the way the discount fluctuates - 25% one day, 30% the next, or disappearing entirelyFor me the offer at any given time also depends on which browser I'm using, and whether I'm using my phone or...
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