Investing - Theory, News & General • Re: Bonds in 2022: are you scarred?...
I removed an off-topic interchange. As a reminder, see: General EtiquetteAt all times we must conduct ourselves in a respectful manner to other posters. Attacks on individuals, insults, name calling,...
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Personal Investments • Re: is this considered timing the market??
I disagree with most of the responses and believe they're mostly knee-jerk reactions to an adviser being involved. If you had posted the same ideas without the adviser you would have had a completely...
View ArticlePersonal Investments • Re: Have any retirees here invested in TIAA...
I am retired and have enough in TIAA traditional to annuitize at $3x,xxx.00 annually for lifetime. If I needed that for living expenses in retirement, it would be a reasonable way to provide a base...
View ArticleInvesting - Theory, News & General • Re: Stocks for the Long Run?...
Not over 10-years. The author suggests much longer time periods such as 50 or 100 years. But I’m concerned this only applies to long-term bonds.What are you comparing to?There are no 50 or 100 year...
View ArticleInvesting - Theory, News & General • Re: Shiller PE now near 39 - 2nd...
My conclusion:All else being equal, higher valuations means lower returns. Assuming prior earnings are a good predictor of future earnings and valuations won't increase indefinitely, you're paying...
View ArticlePersonal Investments • Re: Switching to 100% stocks
Agree with above. Target date in an IRA and 401K is great for those with little interest in finance, as long as the costs are reasonable.Statistics: Posted by rkhusky — Mon Jan 20, 2025 6:06 pm
View ArticlePersonal Investments • Re: Advice & comments on de-risking a portfolio
I wouldn't use DMAX to lessen my overall portfolio equity risk. I think there is a well established, cheaper and more transparent ways to accomplish this by setting an appropriate-for-you...
View ArticleInvesting - Theory, News & General • Re: Actual Return of an investor's...
there is a Bogleheads portfolio return spreadsheet that is excellent for this. every month input your deposit, withdrawal, and ending balance. it calculates the money weighted (IRR) and time weighted...
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Personal Finance (Not Investing) • Re: Final Social Security Payment
Wouldn’t you just end up with a negative balance that the bank would have you make right, and send you to collisions if you didn’t?Collisions?? That's one tough bank you do business with. Dumb spell...
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Personal Investments • Re: Asset Allocation for 1% Withdrawal &...
Facts:Life Status: Retiree Time Horizon: 15 yrs. Major Goal: Growth Risk Tolerance: High All equities.Statistics: Posted by dogagility — Mon Jan 20, 2025 6:08 pm
View ArticlePersonal Finance (Not Investing) • Re: Help with Solo 401k for S Corp
Be careful on this calculation, I believe each dollar you contribute as employer reduces the profit of the business so it actually comes out to be effectively 20% (10k of the 50k) instead of 25%Are...
View ArticlePersonal Finance (Not Investing) • Re: How to chart adding International Equity?
Simba's backtesting spreadsheet, available on this forum.https://www.bogleheads.org/wiki/Simba%2 ... preadsheetcheers.Statistics: Posted by dcabler — Tue Jan 21, 2025 6:14 pm
View ArticlePersonal Finance (Not Investing) • Re: Estate executor/POA questions
The sister no longer has any power to make gifts as POA. The executor (same person) is now in charge, but her powers are set/limited by the will. Once she has her letters testamentary (or whatever...
View ArticlePersonal Consumer Issues • Re: Well, that didn't take very long - resold the...
That’s common. A lot of mortgages get sold before the first payment is due, usually to a servicer who doesn’t originate their own loans because nobody in their right mind would choose them. No...
View ArticlePersonal Consumer Issues • Re: Doctor Exceeds Medicare Part B Deductible?...
Could participate in Medicare, but not accept assignmentStatistics: Posted by Makefile — Tue Jan 21, 2025 6:18 pm
View ArticlePersonal Investments • Re: Portfolio Review - Taxable account questions
1. I have kept bonds out of the Roth that is the correct move? Yes, given that stocks hopefully will grow more allowing you to take advantage of the 0% tax rate.2. I'm looking to find a place to put...
View ArticlePersonal Consumer Issues • Re: [Coyote in the fenced yard]
This reminds me of this guy saving his dog from a coyote by putting it in a garbage dumpster. https://www.youtube.com/watch?v=IljoBhISgS8Statistics: Posted by student — Tue Jan 21, 2025 6:19 pm
View ArticlePersonal Finance (Not Investing) • Re: Form 7206--Deja Vu All Over Again
You may have already found this, but this tool on TT help indicates that Form 7206 will be available for efile on 2/6/2025https://form-status.app.intuit.com/tax- ... line&bu=cgThanks. My copy of...
View ArticleInvesting - Theory, News & General • Re: iShares iBonds Oct 2033 IBIJ
I need $50,000 around October 2033. I would like to buy iShares iBonds IBIJ etf.How many shares of IBIJ ($24.99) do I need to buy to have $50,000 plus inflation dollars if I reinvest the dividends and...
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Personal Finance (Not Investing) • Re: New short code [for text...
I don’t think any action is needed. Sounds like over sharing.That is the assurance I was seeking. We'll see if it did matter next time I log into Vanguard.I’ve logged in to Vanguard a couple of times...
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