Thank you for this distinction. I will probably have to start another thread without referencing an advisor after everyone has cooled down Image may be NSFW.I disagree with most of the responses and believe they're mostly knee-jerk reactions to an adviser being involved. If you had posted the same ideas without the adviser you would have had a completely different response. Just consider how many posts we've had lately saying how foolish it is to own a bond fund vs. a ladder - unless apparently the ladder is an adviser's idea, in which case it's needlessly complicated.
So it's important to differentiate between whether this is a Boglehead-compatible plan, which it clearly is, as opposed to whether it's something you should pay an adviser 1% to implement.
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.Statistics: Posted by jbogler — Sun Jan 19, 2025 5:54 pm
