I got the same response (too much available credit) from a few banks before I really dug into churning strategy. But I had over $200k available on a dozen or so cards. So I started closing the less valuable/useful ones and that has done the trick. No rejections lately. I do pace myself and only close one a month to minimize shock to my credit report but my score has only been creeping up since I started closing them.Can’t get my Citi Strata card application approved- I was told that I have too much unused credit but I only have 5 credit cards (2 citi and 3 chase) currently open. Is there a way to circumvent this?
Statistics: Posted by Valhalla7 — Tue Jan 14, 2025 5:29 pm