Personal Finance (Not Investing) • Re: Umbrella Insurance
Glad to see so many folks pointing at future earnings being an exposure needing protection.A friend sued a driver who hit him causing substantial, permanent disability. The driver filed for bankruptcy...
View ArticlePersonal Finance (Not Investing) • Re: Which FEHB Plan Did You Choose And Why?
I have GEHA high deductible and have been happy until this year. This year has been a disaster. There website has been down for 6 months, customer service has no visibility for member EOB’s. I have...
View ArticleNon-US Investing • Re: US resident with INR(rupees) where to invest.
If you are an Indian resident, you can repatriate up to 1 million US dollars abroad once a year from your Indian resident Rupee account. There are fees and surcharges involved, beyond the currency...
View ArticleInvesting - Theory, News & General • Re: The Final, Definitive Thread on...
I am planning to open a MerrillEdge CMA (taxable) account to avail the PR1000 preferred rewards bonus. I am wondering if I open a joint account with my spouse, will my spouse lose the opportunity to...
View ArticleInvesting - Theory, News & General • Re: Extreme Concentration in the...
The best-performing four percent of listed companies explain the net gain for the entire U.S. stock market since 1926.Thank you for posting this paper. It’s been a while since I’ve seen it.In case...
View ArticleInvesting - Theory, News & General • WSJ Reporter doing story on...
Hi Mel. The IRS just put out a statement today that they've sent out a batch of erroneous CP14 (balance due, no math error) notices. Would you post a query on Bogleheads asking if anyone is getting...
View ArticleInvesting - Theory, News & General • Re: Inputs in modeling future cash...
When I do models I do it based on real rates. My scenarios for bond returns are 1% real and 2% real. My scenarios for stocks are 3% real and 4% real.Statistics: Posted by JBTX — Wed Jun 12, 2024 6:08 pm
View ArticlePersonal Consumer Issues • Re: How much is reasonable to spend on fine art?
$20.00.Statistics: Posted by PoorPlumber — Wed Jun 12, 2024 6:09 pm
View ArticlePersonal Investments • Re: Another TIAA Question
Since I am unaware of any published reference for TPA interest rates, it might be wise to ask the adviser,"What is the current total interest rate for a TPA? Will that change next March? (Don't bother...
View ArticleInvesting - Theory, News & General • Re: Why not 100% PSLDX? [PIMCO...
Found an interesting website, https://totalrealreturns.com/n/PSLDX that shows PSLDX with dividends reinvested, which outside of morningstar website seems hard to find. On the bottom it shows we are...
View ArticlePersonal Finance (Not Investing) • Re: Budget with newborn
OP,Why do you need to budget for a newborn?1) You save whatever you need to save and then you spend the rest.2) You will spend more on something and spend less on something else.3) Then, it will all...
View ArticlePersonal Investments • Re: What percentage of portfolio do you keep as cash
Our AA is 50/50 equities/fixed and we keep around 5% in money market cash.Next year, my wife and I will both be on Medicare and will not use cash to manage income for ACA subsidies.I expect to reduce...
View ArticlePersonal Investments • Re: Vanguard's "Tax-Efficient Retirement...
Is it now truly no-cost?It's no additional cost if you're a Personal Advisor Select client. The text below is copied from the linked webpage in the OP. Included as part of the advice service to help...
View ArticlePersonal Consumer Issues • Re: Anyone have a good battery operated weed trimmer?
Similar thread from 2021: viewtopic.php?p=6221687&hilit=skil#p6221687Statistics: Posted by surfinagin — Wed Jun 12, 2024 6:16 pm
View ArticleClik here to view.
Personal Investments • Re: The market seems unstoppable, and many investors...
Speaking of NVIDIA. One of first investments was ........ da da da da........ SGI This was in 2003. NVIDIA had been developing graphics cards for the PC for a while at that time, I was into CGI...
View ArticleClik here to view.
Personal Consumer Issues • Re: Bird watchers – what birds are you seeing?
Two Black-bellied Whistling Ducks in pond in a nearby industrial park. Unusual in this area but common in some similar ponds over in coastal Delaware.What beautiful coloration and patterning,...
View ArticleInvesting - Theory, News & General • Re: Expectancy of selling options
Would you agree to go with me for a moment?1. The only figure that does not have a source in the Black-Schulz formula is predicted volatility, right?2. By what is the predicted volatility estimated?3....
View ArticleInvesting - Theory, News & General • Re: Ramit Sethi on the usefulness of...
one of my clients is a advanced planning and tax shelter attorney in Chicago. he bills out at near 600 an hour. we spoke about financial planners before because they have to communicate with them and...
View ArticlePersonal Consumer Issues • Re: Yard Care Starter Kit
After living in apartments/condos for our entire adult lives, the wife & I are taking a plunge into homeownership later this year. It's a fairly big lot for our area (1/2 acre) with a long...
View ArticlePersonal Finance (Not Investing) • Re: 401a and Government Pension Offset
Thanks for the link to the POMS. I found the equivalent operation for the government pension offset, including calculating the actuarially equivalent monthly benefit:...
View Article